Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22347 reviews)

View other PayPal products

4.93

Based on 22,347 reviews, last reviewed 27th Jul 2025

222500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent and highly recommended Excellent and highly recommended Reviewed on: 27th July 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews See your review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal Pay in 3 reviews (22347)

Review of the PayPal, Pay in 3:

Very good service ,easy and quicker.

Very good service ,easy and quicker. I used last 5 years and I don't have any problem with PayPal. Reviewed on: 26th May 2025

Excellent and highly recommended

Excellent and highly recommended Reviewed on: 27th July 2025

Being a Pensioner I find it very helpful buying an i...

Being a Pensioner I find it very helpful buying an item and paying over 3 months. I have purchased quiet a few items by this method. I do not over spend. I wait for the 3 monthly payments to be settled before purchasing another item. It helps me to keep in control of my finances, without overspending. Reviewed on: 27th July 2025

Pleased with everything

It has helped me to have my material needs met, without getting in to debt. Reviewed on: 25th July 2025

Have used PayPal three payments twice and both times...

Have used PayPal three payments twice and both times have been smooth and well managed and no interest Reviewed on: 21st July 2025

Very simple and saves putting up all the money up fr...

Very simple and saves putting up all the money up front Reviewed on: 21st July 2025

Great interest free payments.

Great interest free payments. Easy to use, why would you not Reviewed on: 18th July 2025

Easy payment method widely accepted

Easy payment method increasingly accepted at more online and high street merchants. Pay in 3 a painless process to get 3 months interest free on PayPal payments. Reviewed on: 16th July 2025

smart, convenient and easy to set up.

Using PayPal has proved to be smart, convenient and easy to set up. Some of my regular monthly payments are handled without having to monitor. Buying items online is so much easier and stress free. Reviewed on: 15th July 2025

Really convenient, no fuss method of spreading cost...

Really convenient, no fuss method of spreading cost (over a quick, short, 3 months) where it's easy to see the end, as opposed to entering into a lengthy 12+ months of commitment. Reviewed on: 15th July 2025

I love Pay In 3 and use it regularly

I love Pay In 3 and use it regularly, I find it extremely useful when budgeting. So good to be able to spread the payments over 3 months as I can fit it into my cashflow. I would recommend this payment plan to everyone. Reviewed on: 13th July 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Klarna 4.85 from 539 reviews
Argos card
from Argos 3.35 from 57 reviews
next 3step
from Next 3.55 from 4 reviews

Want to see more from PayPal?

Payment Provider
from PayPal 4.92 from 3599 reviews
PayPal Credit
from PayPal 4.91 from 50806 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub