Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 18th Aug 2025
222800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Making someone very happy With pay in 3 I got my daughter a present she loves thanks Reviewed on: 18th August 2025
Jane williams 's avatar
Jane williams

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

Pay in three gives me ample time to complete payment...

5
Pay in three gives me ample time to complete payment Reviewed on: 1st June 2024

Great way to spread the cost and do not have to worr...

5
Great way to spread the cost and do not have to worry about late payment fees! Reviewed on: 1st June 2024

Great option for pay in 3 will use it again

5
Great option for pay in 3 will use it again Reviewed on: 1st June 2024

Pay in 3 is a useful service and doesn’t charge inte...

5
Pay in 3 is a useful service and doesn’t charge interest the only downside is if you pay early sometimes it can be slow to show on your bank account Reviewed on: 1st June 2024

Great experience ideal for spending costs and budget...

5
Great experience ideal for spending costs and budgeting, would recommend to anyone Reviewed on: 1st June 2024

Pay in 3 a helpful way to spread cost without incurr...

5
Pay in 3 a helpful way to spread cost without incurring charges. Always get reminders that payments are coming up and app clearly shows plan balance Reviewed on: 1st June 2024

Very good experience using PayPal in 3

5
Very good experience using PayPal in 3 Reviewed on: 1st June 2024

Very reliable service.

5
Very reliable service. Always on hand when i need to estr flexibility. Pay in 3 makes it a bit easier when unforseen purchases are needed. Reviewed on: 1st June 2024

Easy to track spending.

5
Easy to track spending. Can pay off early if needed. Reviewed on: 1st June 2024

When I buy items online and PayPal is one of the opt...

5
When I buy items online and PayPal is one of the options, I always choose PayPal. It's very safe and useful to use Reviewed on: 1st June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3600 reviews
    PayPal
    View all products