Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,347 reviews, last reviewed 27th Jul 2025
222500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and highly recommended Excellent and highly recommended Reviewed on: 27th July 2025
Vince D's avatar
Vince D

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22347)

Interest free assistance

5
Pay in 3 allowed me to spread the cost of a large unexpected cost interest free. Much appreciated Reviewed on: 29th May 2024

Brilliant service.

4
Helpful customer service team. Safe a secure way of paying offering protection for myself when buying. Very happy with the service and the app always works for me. Not a massive fan of the crypto section but no really fussed. PayPal credit has been hassle free as well and easy to manage. Reviewed on: 29th May 2024

Handy little feature

5
In the last few years have seen changes within how PayPal is set up. Pay in 3 is handy with no interest, you can pay early and you get a clear reminder about payments being due Reviewed on: 29th May 2024

It was very simple and I love that it offers it on t...

5
It was very simple and I love that it offers it on the spot! I’ve used it a few times and puts me at ease knowing Incan use that service Reviewed on: 29th May 2024

Great stuff, really useful tool.

5
Great stuff, really useful tool. Makes paying for larger items that much more manageable Reviewed on: 29th May 2024

Easy to use and very helpful to spread payments.

5
Easy to use and very helpful to spread payments. Reviewed on: 29th May 2024

Very easy service to use.

5
Very easy service to use. Helps with expensive purchases, spreading the cost with no fee. Reviewed on: 29th May 2024

Very fast and efficient to use.

5
Very fast and efficient to use. When I had a query, the customer service team again were fast and efficient at providing me information and solving my query. Reviewed on: 29th May 2024

I use it for big purchases that I can spread with no...

5
I use it for big purchases that I can spread with no interest this is a save! Love it Reviewed on: 29th May 2024

I love it!

5
I love it!! Quick and easy way to pay for goods that I xan budget for easily Reviewed on: 29th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50807 reviews
    PayPal
    View all products