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PayPal: Pay in 3 reviews

4.93
Based on 22,344 reviews, last reviewed 21st Jul 2025
222200% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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1%
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0%
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Latest highest rating:

5

Have used PayPal three payments twice and both times... Have used PayPal three payments twice and both times have been smooth and well managed and no interest Reviewed on: 21st July 2025
Helen R's avatar
Helen R

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22344)

Convenient and Flexible

5
PayPal pay in 3 offers flexibility and interest free instalments. I can make larger purchases when I need to and pay over time. Reviewed on: 29th May 2024

Paypal has been very helpful to me since I opened an...

5
Paypal has been very helpful to me since I opened an account with them. Reviewed on: 29th May 2024

Great service

5
Often spread the cost of my purchase by using the pay in three option. I find it helpful and hustle free. Reviewed on: 29th May 2024

very good service which i only started using early 2...

5
very good service which i only started using early 2024. Reviewed on: 29th May 2024

Great way to help budget.

5
Excellent easy to use service. Spreading costs helps me budget. Reviewed on: 29th May 2024

It's great having the flexibility to buy something y...

5
It's great having the flexibility to buy something you really want without incurring interest and with a secure payment method Reviewed on: 29th May 2024

Pay in 3 has been very useful especially when I don'...

5
Pay in 3 has been very useful especially when I don't have enough money in my account on the day so I can split the payments and still receive my items. Reviewed on: 29th May 2024

PayPal "pay in 3" - a simple yet great way to pay

5
I have been using PayPal for years to pay or receive money and it is efficient easy way to do so. When I have tried "Pay in 3" option, I found it brilliant! Three simple pre-calculated instalments, no extra interest on each payment, dates clearly set out in PayPal wallets and option to pay off early if you wish too! And most important, if this payment option appearing as "pre-approved", it stays that way - no nasty surprise with sudden changes of pre-approvals. This feature helped me greatly with many purchases and my finances management. Will use it for sure in the future again! Reviewed on: 29th May 2024

Easy to do & track, clear payment dates, flexibility...

5
Easy to do & track, clear payment dates, flexibility to pay early, I was covered & refunded when a business I had paid went out of business before supplying goods. Reviewed on: 29th May 2024

Smooth and easy experience.

5
Smooth and easy experience. The process is not stressful at all. I will recommend to everyone Reviewed on: 29th May 2024

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