Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22348 reviews)

View other PayPal products

4.93

Based on 22,348 reviews, last reviewed 6th Aug 2025

222600% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I buy things before they run out It makes it easier for me to buy things that I need while they are still available. In the past, I had often missed out due to not having the funds ne... Read more Reviewed on: 6th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22348)

Excellent service and convenient.

Excellent service and convenient. Easy to use and never had any issues. Reviewed on: 26th May 2024

Excellent service, very useful.

Excellent service, very useful. Highly recommended. Ample notification of upcoming payments. Reviewed on: 26th May 2024

Quick and easy to use, never had a problem and makes...

Quick and easy to use, never had a problem and makes life so much easier! Reviewed on: 26th May 2024

Always reliable

I’ve been using PayPal pay in 3 for years now. It’s so convenient and easy to use and has allowed me to save money over time by not having to budget in big payments immediately. Highly recommend and user friendly for sure. Reviewed on: 26th May 2024

Never had any problems with my purchases.

Never had any problems with my purchases. Reviewed on: 26th May 2024

My use of PayPal

I have been using PayPal for over 10years now and I find this the best way to buy scoff the internet that much so I won’t use a site if they don’t use PayPal I have never had a problem and when items do show up PayPal always willing to help Reviewed on: 26th May 2024

This service help me every time when I’ve need anything

This service help me every time when I’ve need anything Reviewed on: 26th May 2024

Protection and choices

Purchases and money protected, many ways to pay, direct from bank with the added protection from Paypal, paypal credit which offers interest free over 4 months over £100 and 12 months over higher amounts and Pay in 3! Reviewed on: 26th May 2024

Nominated paypal

I’ve not needed to use customer service so I have rated it as neutral. Reviewed on: 26th May 2024

Used PayPal for years, still happy.

Used PayPal for years. Super useful when travelling abroad. Make all my online payments using PayPal because it feels safer than putting my bank account information into numerous sites. I have had to raise disputes with sellers and PayPal have been really helpful with an easy process and good communication. Always received replacement or full refund. Pay in 3 in so convenient. Why not spread the cost for free? So as I say I’ve used PayPal for years and will continue to do so. Reviewed on: 26th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 3.55 from 4 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 1.74 from 34 reviews
Buy now pay later
from Payl8r 4.89 from 4218 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.91 from 50806 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub