Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (20043 reviews)

View other PayPal products

4.93

Based on 20,043 reviews, last reviewed 12th Jun 2025

3800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

A very handy option you can use at most retailers A very handy option that you can use at most retailers to spread the cost. Just be careful about paying early as this can sometimes cause you to pay t... Read more Reviewed on: 12th June 2025

Latest lowest rating:

1

DON'T TRUST I would like to advise people that PayPal can not be trusted... I tried to claim a refund on a item that was delivered to a different address I never ... Read more Reviewed on: 13th March 2025

Read all reviews See your review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal Pay in 3 reviews (20043)

Review of the PayPal, Pay in 3:

Quick and convenient

It's very fast and convenient and they've partnered with pretty much everybody. Reviewed on: 15th June 2024

The great feature: Pay in 3 option

The “Pay in 3” option is another great feature. It lets me split my payments into three interest-free instalments, which makes budgeting so much easier. I use it all the time for online shopping! Reviewed on: 26th May 2025

Always had a fantastic experience with PayPal.

Always had a fantastic experience with PayPal. Pay in 3 is a seamlessly fast experience. Whenever I need to make larger purchases on items, the option to split it over three months with no interest is a fantastic help for me, financially. Reviewed on: 26th May 2025

Payments

Paypal are there when you need them most,payments are made without a fuss. Reviewed on: 26th May 2025

honoured to have your pay in 3 feature at my disposal

Hi PayPal Team, I just wanted to say how much I appreciate your “Pay in option. It’s such a helpful and flexible way to manage payments—even for smaller amounts like £30. It really makes a difference in my budgeting and takes some of the stress out of purchases. Thank you for offering this feature. It shows you understand your users and care about making things easier. Warm regards, Matthew Reviewed on: 26th May 2025

Easy to use, fast and efficient.

Easy to use, fast and efficient. Reviewed on: 26th May 2025

Excellent service all round.Paypal- just superb!

Excellent service all round. Dr Alistair Sutcliffe BEM. Reviewed on: 26th May 2025

Brilliant planning tool n allows you to budget.

Brilliant planning tool n allows you to budget.. highly recommend .. Reviewed on: 26th May 2025

Excellent company, brilliant that you can purchase...

Excellent company, brilliant that you can purchase and pay in 3 payments Reviewed on: 26th May 2025

All way there to offer and a huge contribution to my...

All way there to offer and a huge contribution to my decision to make a purchase Reviewed on: 26th May 2025

Very good service ,easy and quicker.

Very good service ,easy and quicker. I used last 5 years and I don't have any problem with PayPal. Reviewed on: 26th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.21 from 48 reviews
nextpay
from Next 3.78 from 9 reviews
Buy Now Pay Later
from Klarna 4.85 from 539 reviews

Want to see more from PayPal?

Payment Provider
from PayPal 4.92 from 3597 reviews
PayPal Credit
from PayPal 4.91 from 50693 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub