Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,351 reviews, last reviewed 22nd Aug 2025
222900% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service I never had problem with PayPal,always easy and quick service Reviewed on: 22nd August 2025
Victoria V's avatar
Victoria V

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22351)

Pay in 3 is a game changer

5
Pay in 3 enables me to spread the cost without any interest or hidden costs. This way I have been able to buy my sons prom suit, birthday and Christmas presents, holiday clothes and all sorts. It's available for virtually any purchase and the pay in 3 option takes away the worry of large payments going out all in one go. Reviewed on: 11th June 2024

Excellent

5
I only use Paypal for online payment Reviewed on: 11th June 2024

Really great customer support experience when I had...

5
Really great customer support experience when I had an issue with payments Reviewed on: 11th June 2024

It has been incredibly helpful in alleviating the co...

5
It has been incredibly helpful in alleviating the costs of some of my purchases. As a young person with close to no debts, I do not have a good credit score. Paypal pay in 3 has provided me with the possibility to take on small debt and build a credit. It is very easy to use. Reviewed on: 11th June 2024

A great way to do shopping, always enjoy use pay...

5
A great way to do shopping, always enjoy use pay in 3 Reviewed on: 11th June 2024

I’ve had a brilliant time using pay in 3.

5
I’ve had a brilliant time using pay in 3. So many sites support this feature and it’s nearly always integrated into the website which makes my user experience that bit simpler. I would always use pay in 3 over alternatives as PayPal support has been brilliant in resolving tricky sellers in my past experiences! Reviewed on: 11th June 2024

The absolute best

5
PayPal is the absolute best when talking about electronic payments, credit and pay in 3 are also amazing! Reviewed on: 11th June 2024

I’m using PayPal from 2006 never had problem also pe...

5
I’m using PayPal from 2006 never had problem also peace of mind & I’m covered up to 500£ Reviewed on: 11th June 2024

Great feature

5
It is really helpful for me, as it is available on most purchases. It’s especially handy for when making large purchases that I want to split up. Using the app to make early payments is quite easy. As a student it’s great. Reviewed on: 11th June 2024

Great service - highly recommend.

5
Great service - highly recommend. Reviewed on: 11th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3600 reviews
    PayPal
    View all products