Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22348 reviews)

View other PayPal products

4.93

Based on 22,348 reviews, last reviewed 6th Aug 2025

222600% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I buy things before they run out It makes it easier for me to buy things that I need while they are still available. In the past, I had often missed out due to not having the funds ne... Read more Reviewed on: 6th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22348)

Good service and never had any issues

Good service and never had any issues Reviewed on: 10th June 2024

Very handy payment option for me

Very handy payment option for me Reviewed on: 10th June 2024

Amazing!

Very easy and convenient helps spread the cost for various types of shopping! Reviewed on: 10th June 2024

Pay in 3 is great to use and is my first go to for a...

Pay in 3 is great to use and is my first go to for any payment option Reviewed on: 10th June 2024

Much appreciated financial support.

Ultimate trust, at no extra cost. It's much appreciated. Pay in 3 has helped me meet many essential costs that I wouldn't otherwise have been able to meet. Reviewed on: 10th June 2024

I have used pay in 3 lots of times and it really hel...

I have used pay in 3 lots of times and it really helps take the stress out of having to pay a lump sum for something, especially in this cost of living crisis Reviewed on: 10th June 2024

it's greeeeeat!

it's greeeeeat! would highly recommend to everyone. let's you spread the cost of higher price purchases. Reviewed on: 10th June 2024

The app works well and the site there free pay in fr...

The app works well and the site there free pay in free is a a great way to may things more affordable rather than high interest charges, there credit option though has high apr if don’t pay quick enough a free then low then higher apr later in might be better idea :/ Reviewed on: 10th June 2024

Very helpful and always there when it comes to purch...

Very helpful and always there when it comes to purchasing things that you dont have budget yet. Reviewed on: 10th June 2024

Easy sign up process.

Easy sign up process. Registered via my phone in a couple of minutes. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.19 from 49 reviews
Argos card
from Argos 3.35 from 57 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 1.74 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.91 from 50806 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub