Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,349 reviews, last reviewed 15th Aug 2025
222700% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Review Very helpful options for spreading payment and good customer service. Reviewed on: 15th August 2025
PB's avatar
PB

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22349)

Help me give my daughter the best birthday ever

5
Simple quick and just great, took seconds to sort out and I was able to give my daughter the best birthday ever. Reviewed on: 10th June 2024

Great payment service!

5
It's a simple no fuss service, easy to use interface. Reviewed on: 10th June 2024

Straightforward and simple to use

5
Straightforward and simple to use Reviewed on: 10th June 2024

Fantastic service, easy to use, protect by PayPal an...

5
Fantastic service, easy to use, protect by PayPal and made it possible to book a family holiday by using pay in three. Would highly recommend this service. Reviewed on: 10th June 2024

Pay in 3 is easy and convenient to use splitting any...

5
Pay in 3 is easy and convenient to use splitting anything over £30 into easy manageable payments with no interest. It's just an easy way of paying for items when you don't want to pay in full up front. Reviewed on: 10th June 2024

I like to use the pay is free it come in really hand...

5
I like to use the pay is free it come in really handy when needing an item that is expensive but sometimes it’s not available Reviewed on: 10th June 2024

I think I like their manners and understanding.

5
I think I like their manners and understanding. I forget to pay sometimes that's why direct debit is better for me. They will not harass me for their money. Reviewed on: 10th June 2024

Pay in 3 is the best way to pay

5
It is so easy to pay in 3 and it’s great that it allows you the time to pay for more expensive items Reviewed on: 10th June 2024

Pay in 3 is a great idea!

5
Pay in 3 really helps you stretch out the big payments into manageable chunks Reviewed on: 10th June 2024

Gives me more time to pay for my goods

5
Gives me more time to pay for my goods Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3600 reviews
    PayPal
    View all products