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PayPal: Pay in 3 reviews

4.93
Based on 22,349 reviews, last reviewed 15th Aug 2025
222700% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

PayPal Review Very helpful options for spreading payment and good customer service. Reviewed on: 15th August 2025
PB's avatar
PB

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22349)

Cant fault the service

5
Cant fault the service, so good for spreading costs and up front with interest charges Reviewed on: 10th June 2024

I've used this a few times when I'm short and need h...

5
I've used this a few times when I'm short and need help with larger purchases. Reviewed on: 10th June 2024

Generally I have had good experiences.

5
Generally I have had good experiences with PayPal. When I’ve had to contact their customer service team my query has been resolved quickly and efficiently. The app and website feels secure, it’s easy to navigate and use too. My only issue was the PayPal exchange rate was really poor compared to my bank’s, which is something I didn’t realise until after I’d paid. I ended up spending like an extra £60 because PayPal provided a bad exchange rate. Other than that, their service is really excellent and I use it for just about everything! Reviewed on: 10th June 2024

Pretty much a seamless experience

5
Pretty much a seamless experience Reviewed on: 10th June 2024

Pay in 3 is an excellent feature to spread payments

5
Pay in 3 is an excellent feature to spread payments Reviewed on: 10th June 2024

Best online finance management

5
Its very convenient to use PayPal for a lot of things. Specially pay in 3 is the best thing. Reviewed on: 10th June 2024

PayPal has always helped when I had issues with sell...

5
PayPal has always helped when I had issues with sellers. Their flexible payment options are also very helpful. The fact that lots of retailers accept PayPal as an option means I can buy products from many different companies. They don’t bother me with meaningless offers or silly updates. Their crypto wallet and investments allow for some potential profit during market swings and to be used of as payment ad natural as paying with any other currency. Reviewed on: 10th June 2024

The best payment platform ever!

5
I never use to understand why people used or recommended PayPal. But I completely understand now, I feel my money is secured, they offer good payment terms and it’s super easy and reliable to use Reviewed on: 10th June 2024

All good

5
All good thanks PayPal very helpful Reviewed on: 10th June 2024

Easy to use at hundreds of outlets and online .

5
Easy to use at hundreds of outlets and online .Gives you a reasonable starting limit which could increase through time Reviewed on: 10th June 2024

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