Policy Expert reviews

Policy Expert reviews
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Review summary
People rate this company as Excellent based on 14,143 product reviews
Latest positive rating
I had scape water in my house last year.
I had scape water in my house last year. they sent people to check the damage and paid out without quibble. and we’re still the... I had scape water in my house last year. they sent people to check the damage and paid out without quibble. and we’re still the cheapest to insure my home this year. Read more Read less

Latest negative rating
Don't expect to be able to claim on your insurance
Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock... Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned in the lock, but the deadbolt did not move. So, we called an emergency locksmith to get us in. I tried to make a claim with Policy Expert. However, they were unwilling simply to accept the written receipt for the work. They wanted a "professional assessment" of what had happened to the lock. Given that the locksmith had drilled through the lock and I had thrown it away, it was impossible to get this "professional assessment". So beware. Policy Expert may offer cheap prices, but their claims team made it extremely difficult for me to make a successful claim. When I come to renew my insurance this year, I'll be going with a large company - even if they charge me more I hope that they will be less tricky when it comes to making claims. Read more Read less

About Policy Expert
Policy Expert reviews from our Smart Money People can help to give you the inside track on life as a Policy Expert customer. Have you used Policy Expert? Since launch in May 2011 Policy Expert has insured over 1.4m home and car customers across the UK. If you have a policy, you can join us and write your own Policy Expert reviews today to help increase trust and transparency in financial services.
Policy Expert at a glance
Reviews for Policy Expert
Showing 11 of 14143 company reviews • Last reviewed within 7 days
Don't expect to be able to claim on your insurance
Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock... Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned in the lock, but the deadbolt did not move. So, we called an emergency locksmith to get us in. I tried to make a claim with Policy Expert. However, they were unwilling simply to accept the written receipt for the work. They wanted a "professional assessment" of what had happened to the lock. Given that the locksmith had drilled through the lock and I had thrown it away, it was impossible to get this "professional assessment". So beware. Policy Expert may offer cheap prices, but their claims team made it extremely difficult for me to make a successful claim. When I come to renew my insurance this year, I'll be going with a large company - even if they charge me more I hope that they will be less tricky when it comes to making claims. Read more Read less
Try claiming.......
My 4 Yr old roof membrane had separated due to bad weather but you have declined the claim saying that the day I identified the... My 4 Yr old roof membrane had separated due to bad weather but you have declined the claim saying that the day I identified the damage the wind did not meet the 55mph minimum! The damage must have OBVIOUSLY occurred earlier (the roofer has today revealed that the board is grey and clearly been exposed for a while indicating damage from an earlier storm) and got worse over a period of time but because of this 'policy wording' you won't pay the claim. Utterly dispicable. I pay for flat roof cover under a 'gold' policy with policy expert. Beggars belief that when I need a small amount of insurance cover you do what you can to avoid paying. What you'd be like in a larger claim is quite scary. What an awful insurance company who's reviews look great until you need them.... and I will not be using Policy Expert again. I noticed some noises on Fri 18th April when it was windy. I do not know whether the initial damage occurred last time 60 plus mph winds hit a few short weeks ago but damage has clearly spread until it got to a point of me hearing it. I'm partially deaf. We are also on a marines base flightpath and have chinnooks regularly flying just above the roofline. The property is raised and more exposed than most in the area and we do experience strong winds. I've already left a negative review on trust pilot and will continue to do so on other sites until you review this legitimate claim to my satisfaction. Why do you make it so hard to claim? I pay for a gold policy and expect better support when needed. Paul Alibone Read more Read less
Products from Policy Expert
Showing all products offered by Policy Expert
Home Insurance
by Policy ExpertBefore taking out home insurance, be sure to read customer reviews for the provider and its policies. Double check when reading reviews that they’re for the right type of insurance:...
Home Insurance
by Policy ExpertBefore taking out home insurance, be sure to read customer reviews for the provider and its policies. Double check when reading reviews that they’re for the right type of insurance:...
Car insurance
by Policy ExpertPolicy Expert car insurance comes in three levels of cover: Bronze, Silver and Gold. Policy Expert car insurance has an uninsured driver promise with no excess to pay and protected...
Car insurance
by Policy ExpertPolicy Expert car insurance comes in three levels of cover: Bronze, Silver and Gold. Policy Expert car insurance has an uninsured driver promise with no excess to pay and protected...
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