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Policy Expert reviews

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Rated Excellent 4.78/5

Policy Expert reviews

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Verified business
Last reviewed within 21 days

Review summary

People rate this company as Excellent based on 14,146 product reviews

Average score of 4.78/5
5 star
86%
4 star
12%
3 star
1%
2 star
0%
1 star
1%

Latest positive rating

5/5

WORTH ALWAYS CHECKING POLICY EXPERTS

Very easy to contact and usually will beat any other online quote for home insurance.

{"display":"barry ","full_name":"barry ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Home insurance
barry 14th August 2025

Latest negative rating

1/5

Don't expect to be able to claim on your insurance

Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock... Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned in the lock, but the deadbolt did not move. So, we called an emergency locksmith to get us in. I tried to make a claim with Policy Expert. However, they were unwilling simply to accept the written receipt for the work. They wanted a "professional assessment" of what had happened to the lock. Given that the locksmith had drilled through the lock and I had thrown it away, it was impossible to get this "professional assessment". So beware. Policy Expert may offer cheap prices, but their claims team made it extremely difficult for me to make a successful claim. When I come to renew my insurance this year, I'll be going with a large company - even if they charge me more I hope that they will be less tricky when it comes to making claims. Read more Read less

About Policy Expert

Policy Expert reviews from our Smart Money People can help to give you the inside track on life as a Policy Expert customer. Have you used Policy Expert? Since launch in May 2011 Policy Expert has insured over 1.4m home and car customers across the UK. If you have a policy, you can join us and write your own Policy Expert reviews today to help increase trust and transparency in financial services.

Policy Expert at a glance

Reviews for Policy Expert

Showing 11 of 14146 company reviews Last reviewed within 21 days

WORTH ALWAYS CHECKING POLICY EXPERTS

Home insurance 14th August 2025

Very easy to contact and usually will beat any other online quote for home insurance.

Rated Excellent 5/5
Read more product reviews

A thoroughly professional service

Car insurance 6th August 2025

A thoroughly professional service

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Hassle free home insurance from Policy Expert v...

    Purchased annual home insurance from Policy Expert via Money Supermarket, hassle free experience.

  • 5/5

    Simple to understand, easy to renew.

    Simple to understand, easy to renew.

    {"display":"Sharon","full_name":"Sharon","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Sharon 26th May 2025
  • 1/5

    Don't expect to be able to claim on your insurance

    Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock... Last week, I had to use an emergency locksmith to get into our home. My key and my partner's key both simply did not unlock the door. Something turned in the lock, but the deadbolt did not move. So, we called an emergency locksmith to get us in. I tried to make a claim with Policy Expert. However, they were unwilling simply to accept the written receipt for the work. They wanted a "professional assessment" of what had happened to the lock. Given that the locksmith had drilled through the lock and I had thrown it away, it was impossible to get this "professional assessment". So beware. Policy Expert may offer cheap prices, but their claims team made it extremely difficult for me to make a successful claim. When I come to renew my insurance this year, I'll be going with a large company - even if they charge me more I hope that they will be less tricky when it comes to making claims. Read more Read less

  • 1/5

    Try claiming.......

    My 4 Yr old roof membrane had separated due to bad weather but you have declined the claim saying that the day I identified the... My 4 Yr old roof membrane had separated due to bad weather but you have declined the claim saying that the day I identified the damage the wind did not meet the 55mph minimum! The damage must have OBVIOUSLY occurred earlier (the roofer has today revealed that the board is grey and clearly been exposed for a while indicating damage from an earlier storm) and got worse over a period of time but because of this 'policy wording' you won't pay the claim. Utterly dispicable. I pay for flat roof cover under a 'gold' policy with policy expert. Beggars belief that when I need a small amount of insurance cover you do what you can to avoid paying. What you'd be like in a larger claim is quite scary. What an awful insurance company who's reviews look great until you need them.... and I will not be using Policy Expert again. I noticed some noises on Fri 18th April when it was windy. I do not know whether the initial damage occurred last time 60 plus mph winds hit a few short weeks ago but damage has clearly spread until it got to a point of me hearing it. I'm partially deaf. We are also on a marines base flightpath and have chinnooks regularly flying just above the roofline. The property is raised and more exposed than most in the area and we do experience strong winds. I've already left a negative review on trust pilot and will continue to do so on other sites until you review this legitimate claim to my satisfaction. Why do you make it so hard to claim? I pay for a gold policy and expect better support when needed. Paul Alibone Read more Read less

    {"display":"Paul A","full_name":"Paul A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Paul A 24th April 2025
  • 1/5

    My insurance was on a annual rollover in that i was...

    My insurance was on a annual rollover in that i was informed that my insurance would be renewed automatic , to which i emailed back... My insurance was on a annual rollover in that i was informed that my insurance would be renewed automatic , to which i emailed back to proceed, however the insurance was not renewed which resulted in my car not being insured for 3 months until i was reminded by a ANPR advice, this poor service was dangerous , i could have had a accident resulting in loss of life. This was a frightening experience, the only response i had when reporting it to your company was go to another insurer which was disgusting. The whole situation was very poor. I will be posting this on my google review so too reporting this episode to the insurance ombudsman. Read more Read less

    {"display":"James m","full_name":"James m","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    James m 9th April 2025
  • 5/5

    I had scape water in my house last year.

    I had scape water in my house last year. they sent people to check the damage and paid out without quibble. and we’re still the... I had scape water in my house last year. they sent people to check the damage and paid out without quibble. and we’re still the cheapest to insure my home this year. Read more Read less

  • 1/5

    Might be the Cheapest insurance but the customer jou...

    Might be the Cheapest insurance but the customer journey is shocking. Paid for my insurance three weeks in advance, received one email asking for additional... Might be the Cheapest insurance but the customer journey is shocking. Paid for my insurance three weeks in advance, received one email asking for additional information by 20th January. On the 20th January 5 days because my policy even started i received an email to say my policy will be cancelled on the 28th January with no option to rectify this. I have since rang this insurance three times as i keep getting asked for more information and sent very misleading information. They’ve charged me an additional £80 and feel like this isn’t the end of there never ending requirement and badly worded scare mongering emails. God help me if i do have an accident in the next year as i dread having to deal with them. Please choose another provider i have never had this many issues in the 15 years i have had car insurance. Absolute jokes! Read more Read less

    {"display":"Amy D","full_name":"Amy D","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Amy D 28th January 2025
  • 1/5

    Motor policy expert insurance avoid!

    Motor policy expert insurance avoid! Experts in taking your money and wasting your time. Customer service is shocking. The people on the phone are useless... Motor policy expert insurance avoid! Experts in taking your money and wasting your time. Customer service is shocking. The people on the phone are useless and don't care. They just want your money just scammers. Cancelled my policy after 1 month even after sending the correct documents as requested. Con artists you have been warned! AVOID Read more Read less

    {"display":"Steve","full_name":"Steve","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Steve 3rd January 2025
  • 5/5

    Helpful and great prices would fully recommend

    Helpful and great prices would fully recommend

    {"display":"Daniel G","full_name":"Daniel G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Daniel G 9th December 2024

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