Policy Expert reviews
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This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Policy Expert reviews
Verified businesses always have up to date contact details and can respond to reviews.
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FCA approved and regulated
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Fully digital service with no in-person branches
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Manage your account or policy via an app or website
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Award winning organisation
Review summary
People rate this company as Excellent based on 14,166 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Policy Expert is loved for its easy online setup, competitive prices, and friendly customer service that makes insurance straightforward. Renewals are hassle-free and often cheaper than competitors, with clear communication and helpful staff. However, claims experiences vary widely, with many praising quick, fuss-free handling but others facing delays, refusals, and poor support. Some also report unexpected price hikes and frustrating policy changes.
Positive themes
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Policy Expert’s prices are consistently competitive and great value for money. (75 mentions)
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Setting up and managing policies online with Policy Expert is quick and hassle-free. (35 mentions)
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Policy Expert’s customer service is friendly and helpful throughout the process. (29 mentions)
Negative themes
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Claims with Policy Expert can be slow and stressful with poor communication. (18 mentions)
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Customer service can be unhelpful or rude when problems arise. (5 mentions)
About Policy Expert
Policy Expert originally launched its home insurance offer back in 2011.
Policy Expert have UK-based call centres and you can manage your policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.
Today, over 1.6 million people have home, car and pet insurance with Policy Expert.
Policy Expert at a glance
Reviews for Policy Expert
Showing 11 of 14166 company reviews • Last reviewed within 7 days
Cancels Your Annual Car Insurance And Keeps The Money
Cheeky anyway to request additional documents AFTER you've already paid for annual car insurance (never happened with other car insurance companies), but the cherry on... Cheeky anyway to request additional documents AFTER you've already paid for annual car insurance (never happened with other car insurance companies), but the cherry on top is that no emails or phone calls were received to say that they were about to cancel our insurance unless we send those documents through. Funnily enough, after they spoke on the phone to the main driver the other day, an email came through from them, but 'somehow' the two from back in April didn't. After we had called ourselves, they processed a partial refund and had we not called, they simply wouldn't have refunded our money. Processing only a partial refund can only be described as theft, since the cancellation happened as a result of their disorganised admin and after such a horrendous service, I would expect all the money back. As far as I'm concerned, we also didn't get the benefit of the service we actually paid for, which was annual car insurance, not pay for the year and you're only covered for a fraction of the time. Not to mention how ridiculous it is to charge us a 'cancellation fee' for them cancelling the policy, not us. Finally, the response to my Google review was nothing short of insulting, as they said they "couldn't find my policy" - I had requested a deadlock letter to escalate this to the ombudsman where I stated the policy number, and they have the nerve to make my review on Google look like a scam. Read more Read less
Great Value
Great Customer service. Always renew with Policy Expert as they normally can give me a cheaper quote. Great value for money
Products from Policy Expert
Showing all products offered by Policy Expert
Home insurance
by Policy ExpertPolicy Expert home insurance policies are available in three levels of cover – bronze, silver and gold. You can get a quote and manage your Policy Expert home insurance policy...
Home insurance
by Policy ExpertPolicy Expert home insurance policies are available in three levels of cover – bronze, silver and gold. You can get a quote and manage your Policy Expert home insurance policy...
Car insurance
by Policy ExpertPolicy Expert car insurance comes in three levels of cover: Bronze, Silver and Gold. Policy Expert car insurance has an uninsured driver promise with no excess to pay and protected...
Car insurance
by Policy ExpertPolicy Expert car insurance comes in three levels of cover: Bronze, Silver and Gold. Policy Expert car insurance has an uninsured driver promise with no excess to pay and protected...
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