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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (154 reviews)

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3.83

Based on 154 reviews, last reviewed 27th Feb 2025

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

47%

25%

13%

10%

Latest highest rating:

5

great card and cashback . great card and cashback . Have earnt hundreds f punds over the last 5 years so suggest getting one Reviewed on: 27th February 2025

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (154)

Review of the Santander, 123 Credit Card:

great bank

great bank and always helpful with whatever queries you have Reviewed on: 27th April 2020

Awful

Well been on phone for about 5 hours. They have this automated bitch speaking to me she’s annoying and squeaky to fuck. Like I acc care I’m waiting like I don’t know too? Anyway banks decent just shit at calls been listening to there shit music too like why do I wanna listen to Nokia ring tones? Bang some tunes on mate. Freaks Reviewed on: 27th September 2019

Great Service

The process with Santander was quick and easy. Stress-free! Reviewed on: 5th August 2019

Santander 123 Credit Card

Been using this credit card for years, for a small charge you get cash back and free international use! Perfect for me. Reviewed on: 12th May 2019

Great 1st Credit Card

It was my first credit card to help boost my score & it's been great! I get cash back on purchases like petrol & Santander have been great! Reviewed on: 1st May 2019

Great

The whole process of applying is veys simple and straight forward. It is also very easy to keep track of your money with the app. Reviewed on: 22nd April 2019

All as expected, a competitive offering

Good product, useful cashback. Happy customer. Customer service teams are helpful and pleasant to deal with. Reviewed on: 16th April 2019

Good account

Good account with lots of benefits, a shame that some of these have been cut and the price of the account has gone up. Big shame! Reviewed on: 15th April 2019

Highly recommend

Great experience using this card easy application and. TrAcking Reviewed on: 21st January 2019

Recomand

De calitate .de incredere si cu mare siguranta Reviewed on: 24th November 2018

Great products and service

Can't argue with the range of products Santander offer, and equally important, is the service that comes with those products. They are also explained in a clear manner. Reviewed on: 23rd November 2018

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