Smart Money People Logo

Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,230 reviews, last reviewed 7th Feb 2025
60% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

I am satisfied with these conditions it is very ok .this revolut account i am very satisfied with this account Reviewed on: 7th February 2025
Adi Satran's avatar
Adi Satran

Latest lowest rating:

1

So hard to set up an account. So hard to set up an account. Couldn’t believe it. I had to wait in a physical bank twice for over an hour. And they kept sending me letters that were... Read more Reviewed on: 28th November 2024
Ralp b's avatar
Ralp b

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1230)

Review of the Santander, 123 Current Account (discontinued):

Santander a Bank for all people

5
I have been with Santander for 3 years as a personal customer and the services I have received has been exceptional Reviewed on: 6th November 2018

Really good bank

5
Very good bank always helpful and friendly never had a problem with mine would highly recommended it Reviewed on: 31st March 2023

Fair

4
It's an alright bank Just a little difficult in giving credit Reviewed on: 30th March 2023

Helpful staff

5
Santander automatically emailed me saying that they were closing my back account which was horrible. I called back to check what the reason for the close was and how it can be resolved so I can keep using Santander as my bank. Alex was very helpful in assisting me in uploading the relevant documents all the way through and removed the block that Santander put on my account. Now I can use my account as I normally would. Thank you, Alex Marius! Reviewed on: 29th March 2023

easy to use account

5
easy to use, good mobile app and reasonable interest rate Reviewed on: 29th March 2023

Good around account

4
Have been with Santander for several years now with their 1-2-3 account and have found it a very competitive current account in terms of interest rates and the additional bonus of having cashback on my utility bills. I have also found their web site easy to navigate and to manage my money. Reviewed on: 26th March 2023

User Friendly App

5
Easy to conduct all financial transaction with their user friendly baking app Reviewed on: 26th March 2023

Confusing app

4
Overall good experience but app is not intuitive Reviewed on: 24th March 2023

Monthly benefits of 123 rewards

5
Having my mortgage with Santander and 123 current as well. I have earnt more than £500 as reward in last few years. Thanks Santander. your services and benefits are beneficial to customers like me. Reviewed on: 22nd March 2023

5 Star

5
No issues, clear and easy to understand. Reviewed on: 21st March 2023

So far so good

5
An OK bank, not had any major problems Reviewed on: 21st March 2023

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Santander has a range of products available. Check the ratings of each product to find the right one for you. View all products