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Santander: 123 Current Account (discontinued) reviews

4.17
Based on 1,275 reviews, last reviewed 18th Apr 2026
No new 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

4

Long term Santander Account I have had Santander accounts for over 10 years now and always found them to be of good service. The only downside I have encountered is the telephon... Read more Reviewed on: 18th April 2026
Margaret Davies's avatar
Margaret Davies

Latest lowest rating:

2

PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWI... PROBLEM AFTER PROBLEM SO HAVE TRANSFERED TO NAYIONWIDE AND NOW RECEIVE A MUCH MORE CUSTOMER FOCUSED BANK Reviewed on: 25th March 2026
robert j's avatar
robert j

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Review Santander: 123 Current Account (discontinued) now

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Santander 123 Current Account (discontinued) reviews (1275)

Reliable bank, uncompetitive account

3
Having held this account for over 7 years, I have had no issues with the bank. However, the days when the account was competitive have long since passed and it is now bang average. Reviewed on: 31st May 2023

Good, fair honest

4
I was struggling to get an account but Santander enabled me to do so Reviewed on: 30th May 2023

Lifelong bank

4
I have been with Santander for over 15 years. I’ve only ever had one problem with them, but it was easily solved. Reviewed on: 11th May 2023

Very happy customer....

5
I've been a very happy customer of Santander for about the last 5 years. The staff in our local branch are really friendly and explain options very clearly. Reviewed on: 11th April 2023

Very good bank account

4
Nice straight forward current account, easy to setup, very good app, with nice perks like cash back and a generous switch offer Reviewed on: 11th April 2023

Changed

4
Sadly this company changed from like family style savings to corporate no way of speaking to mangers anymore & treated Reviewed on: 11th April 2023

Great rewards

5
Great rewards and cash back on spending on everyday bills and interest Reviewed on: 11th April 2023

Help from home

3
Very helpful staff working from home Reviewed on: 11th April 2023

Useful bank

4
I havr been with them for long time and have no complaint so far. Reviewed on: 11th April 2023

dependable reliable efficient

5
years of excellent service ccccccc Reviewed on: 11th April 2023

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