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Santander: 123 Current Account (discontinued) reviews

4.16
Based on 1,240 reviews, last reviewed 4th Mar 2025
600% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
27%
See only 3 star reviews
8%
See only 2 star reviews
4%
See only 1 star reviews
6%

Latest highest rating:

5

Very reliable and banking system Very reliable and banking system Reviewed on: 3rd March 2025
Richard Forbes's avatar
Richard Forbes

Latest lowest rating:

2

No longer worth it since benefits slashed No longer worth it since benefits slashed Reviewed on: 4th March 2025
OctarinePaul's avatar
OctarinePaul

About this product

The Santander 1|2|3 Current Account is no longer available to new customers.

Santander 123 Current Account (discontinued) reviews (1240)

Review of the Santander, 123 Current Account (discontinued):

Very reliable and banking system

5
Very reliable and banking system Reviewed on: 3rd March 2025

Fair

4
It's an alright bank Just a little difficult in giving credit Reviewed on: 30th March 2023

Helpful staff

5
Santander automatically emailed me saying that they were closing my back account which was horrible. I called back to check what the reason for the close was and how it can be resolved so I can keep using Santander as my bank. Alex was very helpful in assisting me in uploading the relevant documents all the way through and removed the block that Santander put on my account. Now I can use my account as I normally would. Thank you, Alex Marius! Reviewed on: 29th March 2023

easy to use account

5
easy to use, good mobile app and reasonable interest rate Reviewed on: 29th March 2023

Good around account

4
Have been with Santander for several years now with their 1-2-3 account and have found it a very competitive current account in terms of interest rates and the additional bonus of having cashback on my utility bills. I have also found their web site easy to navigate and to manage my money. Reviewed on: 26th March 2023

User Friendly App

5
Easy to conduct all financial transaction with their user friendly baking app Reviewed on: 26th March 2023

Confusing app

4
Overall good experience but app is not intuitive Reviewed on: 24th March 2023

Monthly benefits of 123 rewards

5
Having my mortgage with Santander and 123 current as well. I have earnt more than £500 as reward in last few years. Thanks Santander. your services and benefits are beneficial to customers like me. Reviewed on: 22nd March 2023

5 Star

5
No issues, clear and easy to understand. Reviewed on: 21st March 2023

So far so good

5
An OK bank, not had any major problems Reviewed on: 21st March 2023

New boosts discount

2
Terrible it’s to much hassle and time consuming. Reviewed on: 21st March 2023

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