Smart Money People Logo

Voting in the British bank awards 2025 is open - Vote here

Own this company?
Share this page

Standard Life reviews

Standard Life Logo
Rated Average 2.80/5

Standard Life reviews

This business hasn't yet registered to manage and respond to reviews on their page. Own this business?. Find out how to register here

Unverified business
Last reviewed within 14 days

Review summary

People rate this company as Average based on 81 product reviews

Average score of 2.80/5
5 star
30%
4 star
10%
3 star
5%
2 star
9%
1 star
46%
Reviews for Standard Life have trended positively over the past 90 days

Latest positive rating

5/5

THE BEST CREDIT SOLUTION

My experience has been life changing. I was moved from overwhelming despair to incredible relief in 4 days. Mr. JERRY asked me four questions and... My experience has been life changing. I was moved from overwhelming despair to incredible relief in 4 days. Mr. JERRY asked me four questions and took five minutes to determine I was qualified for an excellent fix. he explained clearly and thoroughly the process him and his team use to completely protect me from the predatory creditors. he told me exactly what I must do within the program. he offered me reasonable payments in a comfortable time frame. my specialist answered every question I had, which gave me peace of mind I have lacked for years. jerry’s simple and transparent plan has changed my life for the better immediately. reach him on jerrylinkcreditgroup at g mail dot com, I so recommend them for quick fix. Read more Read less

{"display":"Edric C","full_name":"Edric C","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1141626.png"}}'s avatar
Life Insurance
Edric C 20th March 2025

Latest negative rating

1/5

5 errors in setting up and paying drawdown, payment...

5 significant errors in setting up drawdown, payments not made, incorrect reporting to HMRC ( 3 times) always blame ‘back office errors’ appalling lack of... 5 significant errors in setting up drawdown, payments not made, incorrect reporting to HMRC ( 3 times) always blame ‘back office errors’ appalling lack of communication, appear to have no process or feedback from phone support to those processing. Avoid if you don’t want to repeat my 8 month nightmare journey Read more Read less

{"display":"Anon","full_name":"Anon","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1073432.png"}}'s avatar
Drawdown
Anon 2nd January 2025

About Standard Life

Standard Life is a long term savings and investment business, with headquarters in Edinburgh. They help customers get a pension plan, prepare for retirement, and understand the ways they can take their pension money in retirement.

Are you looking for the perfect place to fulfil your savings and investment needs? Our Standard Life reviews can help you decide if they're the right option for you.

If you’re considering one of many services Standard Life has to offer, check out our reviews first. Find out how satisfied customers have been so far. Learn more about the benefits of being a Standard Life member. Read about real experiences with the customer service team. All of this and more can be found in our Standard Life reviews.

Smart Money People is the place for Standard Life reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Standard Life at a glance

Reviews for Standard Life

Showing 11 of 81 company reviews Last reviewed within 14 days

THE BEST CREDIT SOLUTION

Life Insurance 20th March 2025

My experience has been life changing. I was moved from overwhelming despair to incredible relief in 4 days. Mr. JERRY asked me four questions and... My experience has been life changing. I was moved from overwhelming despair to incredible relief in 4 days. Mr. JERRY asked me four questions and took five minutes to determine I was qualified for an excellent fix. he explained clearly and thoroughly the process him and his team use to completely protect me from the predatory creditors. he told me exactly what I must do within the program. he offered me reasonable payments in a comfortable time frame. my specialist answered every question I had, which gave me peace of mind I have lacked for years. jerry’s simple and transparent plan has changed my life for the better immediately. reach him on jerrylinkcreditgroup at g mail dot com, I so recommend them for quick fix. Read more Read less

Rated Excellent 5/5
Read more product reviews

The investment in my pension and advice

Pensions 26th February 2025

The investment in my pension has increased significantly, year by year. They provide very informative webinars on pensions and I found this very helpful and useful.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Excellent customer service very personable dealing w...

    Excellent customer service very personable dealing with customers

    {"display":"Elizabeth Baillie ","full_name":"Elizabeth Baillie ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Drawdown
    Elizabeth Baillie 26th February 2025
  • 1/5

    5 errors in setting up and paying drawdown, payment...

    5 significant errors in setting up drawdown, payments not made, incorrect reporting to HMRC ( 3 times) always blame ‘back office errors’ appalling lack of... 5 significant errors in setting up drawdown, payments not made, incorrect reporting to HMRC ( 3 times) always blame ‘back office errors’ appalling lack of communication, appear to have no process or feedback from phone support to those processing. Avoid if you don’t want to repeat my 8 month nightmare journey Read more Read less

    {"display":"Anon","full_name":"Anon","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1073432.png"}}'s avatar
    Drawdown
    Anon 2nd January 2025
  • 5/5

    Standard Life were straight forward.

    Buying an annuity from Standard Life was straight forward and everything went smoothly. They transferred me to Hub Financial Solutions to complete the transaction and... Buying an annuity from Standard Life was straight forward and everything went smoothly. They transferred me to Hub Financial Solutions to complete the transaction and they were very professional too. I also had a pension, (and now an annuity) with Aviva, who were poor in comparison to Standard Life. Read more Read less

    {"display":"Mark B","full_name":"Mark B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pensions
    Mark B 13th December 2024
  • 2/5

    What on earth has happened to Standard Life

    Chris Canham Write a review Reviews 3.6 949 total 5-star 43% 4-star 5% 3-star 3% 2-star 5% 1-star 44% Sort: Chris Canham 61 reviews Rated... Chris Canham Write a review Reviews 3.6 949 total 5-star 43% 4-star 5% 3-star 3% 2-star 5% 1-star 44% Sort: Chris Canham 61 reviews Rated 2 out of 5 stars Updated 5 hours ago Chaos continues - What has happened to Standard Life ?? Ive always had a high regard for Standard Life ( their people are nice and website and paperwork are great ) and it pains me to do this poor review but communicating with them over the past few years has become unbelievably clunky and drawn out ...... Having just turned 68, yesterday i called them to simply try and find out what potential lifetime annuity rate i would get with them from the large 38 year old plan i have with them ( to which i would also have combined 2 Aviva plans ) but after lots of long waits and almost 3 hours getting passed between numerous people and having to repeat myself numerous times and eventually telling me they could not answer my question and eventually getting bounced to HUB Financial Services who want to arrange another call with me in almost 2 weeks time earliest etc ....... and i still cant get an answer to this very simple question ....... Its quite ridiculous and life is too short when your 68 for this messing about especially compared to dealing with people like Annuity Line ....... What has happened to SL ? ...... A few years back you could call them and sort such things in 20 minutes but now it feels like a bureaucratic government department ....... I would have loved to give SL 4 or 5 stars but after yesterdays experience i feel that 2 is all i can offer. 25/10/25 Update - Well HUB Financial did call me a couple of weeks later as promised ( yesterday ) but only to tell me that " they have issues and it will be another 2 weeks before we can talk " so i told them not to bother ...... what on earth are we Standard Life investors and share holders supposed to do to get simple information from them ?? Its pretty disgusting !! Read more Read less

    {"display":"Christopher Canham","full_name":"Christopher Canham","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pensions
    Christopher Canham 25th October 2024
  • 5/5

    I love Standard Life.

    I love Standard Life. Their app is so easy to use. Any queries I’ve had have been dealt with quickly. I wouldn’t hesitate in recommending them!

    {"display":"Pam W","full_name":"Pam W","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pensions
    Pam W 14th September 2024
  • 5/5

    Managing pensions on the Standard Life Portal

    Standard Life's incredibly user-friendly, transparent website and personable customer service operators have really helped to demystify pensions for me at every step; from checking in... Standard Life's incredibly user-friendly, transparent website and personable customer service operators have really helped to demystify pensions for me at every step; from checking in with me every year on the ethical standards applied to my investments, to making it incredibly simple to transfer older pensions that were left languishing. They also make the process of changing where my pension is invested under their umbrella very straightforward so I might optimise it when the time comes to drawdown. Whereas before I felt confused by my pension and tempted to 'leave it for another day', I now feel I have much better understanding and can make more informed decisions about it. Read more Read less

    {"display":"Jan P","full_name":"Jan P","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pensions
    Jan P 12th April 2024
  • 5/5

    Great customer service and no hidden transaction cha...

    Great customer service and no hidden transaction charges

    {"display":"Kirsty M","full_name":"Kirsty M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pensions
    Kirsty M 12th April 2024
  • 3/5

    Customer service pretty good

    Customer service pretty good and the app is really easy to use

    {"display":"AGP","full_name":"AGP","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pensions
    AGP 2nd April 2024
  • 1/5

    Poor pension system landed me with a £32,000 tax bill

    Tried to make a £300 withdrawal from my pension pot of £73,000. Selected the pot to suture from and Entered the £300 into the amount... Tried to make a £300 withdrawal from my pension pot of £73,000. Selected the pot to suture from and Entered the £300 into the amount of withdrawal. Then clicked confirm. It then stated I had withdrawn my entire pension of £73k without any warning or double confirmation. This was on Saturday and they were closed until 9am Monday. Rang at 9am monday and told the payment had been processed and sent be reversed. Received £41k this morning so £32k tax deducted! This has put me in serious future financial difficulty The advisor on the phone admitted other people had the same problem You have been warned. Read more Read less

    {"display":"D Weild","full_name":"D Weild","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pensions
    D Weild 26th March 2024

    Products from Standard Life

    Showing products offered by Standard Life

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice