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Prudential reviews

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Rated Average 2.58/5

Prudential reviews

Unverified business Last reviewed within 21 days

Review summary

People rate this company as Average based on 79 product reviews

Average score of 2.58/5
5 star
37%
4 star
4%
3 star
5%
2 star
0%
1 star
54%
Reviews for Prudential have trended negatively over the past 90 days

Latest positive rating

5.00/5

Found very informative and been with them for nearly...

Found very informative and been with them for nearly 10 yrs

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Pension
Tom S 16th April 2026

Latest negative rating

1.00/5

Dreadful.

Dreadful. Trying to transfer my pension from these people to a new more competent and efficient pension provider is proving extremely difficult. They are very... Dreadful. Trying to transfer my pension from these people to a new more competent and efficient pension provider is proving extremely difficult. They are very obstructive and very slow and very.. Asking me the same questions over and over again that I've answered over and over again and now not letting me transfer my pension until I've spoken for an hour with someone that I've never heard of and that I don't even want to speak to. I feel like they are treating me like a child or someone who has serious learning difficulties or something. I am a grown man and I want to be free to invest my pension as I see fit. I think the Prudential are very old and slow company and probably won't be around for much longer. I will make a point of telling everyone I know not to get involved with Prudential. Read more Read less

{"display":"Michael C","slug":"user1787058770","deleted_at":null,"created_at":"2026-08-18T13:12:50.000000Z","updated_at":"2026-08-18T13:12:50.000000Z","biography":null,"tagline":null,"gender":null,"rank":null,"first_name":"Michael","last_name":"Crockett","full_name":"Michael Crockett","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
Pension
Michael C 18th August 2026

About Prudential

Prudential are a leading savings and investments business, caring for customers for over 170 years. Prudential uses long-term thinking to create long-term value.

Are you looking for the perfect place to fulfil your savings and investment needs? Our Prudential reviews can help you decide if they're the right choice for you.

If you’re considering one of many services Prudential has to offer, check out our reviews first. Find out how satisfied customers have been so far. Learn more about the benefits of being a Prudential member. All of this and more can be found in our Prudential reviews.

Smart Money People is the place for Prudential reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Prudential at a glance

Reviews for Prudential

Showing 11 of 79 company reviews Last reviewed within 21 days

Dreadful.

Pension 18th August 2026

Dreadful. Trying to transfer my pension from these people to a new more competent and efficient pension provider is proving extremely difficult. They are very... Dreadful. Trying to transfer my pension from these people to a new more competent and efficient pension provider is proving extremely difficult. They are very obstructive and very slow and very.. Asking me the same questions over and over again that I've answered over and over again and now not letting me transfer my pension until I've spoken for an hour with someone that I've never heard of and that I don't even want to speak to. I feel like they are treating me like a child or someone who has serious learning difficulties or something. I am a grown man and I want to be free to invest my pension as I see fit. I think the Prudential are very old and slow company and probably won't be around for much longer. I will make a point of telling everyone I know not to get involved with Prudential. Read more Read less

Rated Terrible 1.00/5
Read more product reviews

ONE STAR

Pension 17th August 2026

ONE STAR – YEARS OF OBSTACLES TRYING TO ACCESS MY FATHER’S OWN PENSION I very rarely feel compelled to write a review like this, but... ONE STAR – YEARS OF OBSTACLES TRYING TO ACCESS MY FATHER’S OWN PENSION I very rarely feel compelled to write a review like this, but our family’s experience of Prudential has reached the point where it needs to be documented publicly. My father is now 72 years old and has been trying to access his pension as a full uncrystallised lump sum. What should have been a clear process has turned into an extraordinary and exhausting succession of telephone calls, emails, letters, forms, signatures, changing requirements and apparently endless additional hurdles. The wider history goes back approximately 12 years, with the most intensive efforts to resolve the matter continuing for the last two to three years. We were previously led to understand that my father required a suitably qualified financial adviser before Prudential would proceed. After an enormous amount of effort, we have finally obtained the appropriate financial adviser, the necessary paperwork has been completed and returned, and we believed we were finally approaching the end of this process. Instead, yet another requirement has now been introduced. Throughout this experience, my father has made his wishes abundantly clear: he wants to access his pension as a full lump sum. He understands that there may be tax consequences. He understands that financial advice may recommend alternatives. He is entitled to receive appropriate warnings and advice. But advice is not the same thing as preventing an adult from ultimately making his own informed decision about his own retirement savings. The constant introduction of further requirements has left us questioning when this process will ever actually conclude. What makes the situation particularly troubling is the sheer amount of time and energy that has been required simply to reach this stage. We have dealt with repeated conversations, correspondence, paperwork and different explanations over a period measured not in weeks, but in years. My father should not have to spend his retirement repeatedly fighting to access money that he has accumulated for precisely this stage of his life. We have now reached the point where the entire history is being compiled into a formal chronology, including correspondence, telephone calls, advice given, documents requested and delays encountered. I also have serious concerns about whether the way this matter has been handled throughout has met the standards expected of a regulated financial-services provider. Those concerns will now be escalated through the appropriate formal channels, including the Financial Ombudsman Service. I am not asking Prudential for a favour. I am asking Prudential to bring this extraordinarily prolonged matter to a conclusion and enable my father, having received the appropriate advice and information, to exercise his decision regarding his own pension. After everything our family has experienced, I could not in good conscience recommend Prudential to anyone based upon the service we have received. I sincerely hope Prudential now takes ownership of this case, reviews the complete history rather than treating each contact as another isolated transaction, and finally resolves it. Read more Read less

Rated Terrible 1.00/5
Read more product reviews
  • 1.00/5

    I am extremely disappointed with my experience deali...

    I am extremely disappointed with my experience dealing with Prudential. I was originally advised that my bereavement claim would take around 4–6 weeks to process,... I am extremely disappointed with my experience dealing with Prudential. I was originally advised that my bereavement claim would take around 4–6 weeks to process, however I am now well beyond that timeframe with no resolution in sight. Throughout this process I have repeatedly been told there are “issues on their end” causing delays, yet I am given no meaningful updates or clear explanation of what those issues actually are. Communication has been poor and inconsistent, and I often feel as though I am being passed from one vague answer to another with no real progress being made. The level of service has been shockingly poor. The agents I have spoken to seem disorganised and ill-informed, at times not even understanding basic details of the claim. On one occasion during a live chat regarding a bereavement claim, I was even asked if the deceased policy holder was “speaking” to them, which was deeply upsetting and completely inappropriate given the nature of the situation. Overall, the handling of my claim has been incompetent and distressing. I have had to raise three separate complaints due to the ongoing issues and lack of proper service. At a time when sensitivity and efficiency should be expected, Prudential has fallen far short on both. I would strongly advise others to consider this level of service before choosing to deal with them. Read more Read less

    {"display":"Amy H","full_name":"Amy H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Amy H 30th April 2026
  • 1.00/5

    Impossible to get money back

    I have found it impossible to get my money back. We are 12 weeks in, and no closer to them being able to provide me... I have found it impossible to get my money back. We are 12 weeks in, and no closer to them being able to provide me money from my bond. They do not reply, they contradict themselves, they make up reasons not to return money and their systems for uploading documents don't work. I have had to chase at every turn, jump through hoops that are not needed and now we are back at the beginning. We are about to raise a FOS complaint. Read more Read less

    {"display":"DannyS","full_name":"DannyS","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Bond
    DannyS 20th April 2026
  • 5.00/5

    Found very informative and been with them for nearly...

    Found very informative and been with them for nearly 10 yrs

    {"display":"Tom S","full_name":"Tom S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Tom S 16th April 2026
  • 5.00/5

    Started a saving plan in 1994,it as gone up about 5...

    Started a saving plan in 1994,it as gone up about 5 fold.

    {"display":"keith h","full_name":"keith h","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Investments
    keith h 26th March 2026
  • 1.00/5

    scammers low primums too get buisness

    took premiums then said not covered also primums were low then after 6 moths started going up did not earn enough to cover ins cost then had accident was not covered

    {"display":"Mr F","full_name":"Mr F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Critical Illness
    Mr F 5th September 2025
  • 1.00/5

    I’m retired and been trying to claim my pension for...

    I’m retired and been trying to claim my pension for about 3 months. Keep get no where with pru. Nobody reply’s to emails. Phone them... I’m retired and been trying to claim my pension for about 3 months. Keep get no where with pru. Nobody reply’s to emails. Phone them and put on hold for ages. When someone does speek they say I need to get a letter of authority from my ex employer. I have sent this letter 6times but still getting no where Read more Read less

    {"display":"Michael A","full_name":"Michael A","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Michael A 19th August 2025
  • 5.00/5

    A very good home insurance company.

    A very good home insurance company,ive been with them for 30+years.

  • 1.00/5

    DO NOT INVEST YOUR MONEY IN THIS COMPANY IF YOU WANT...

    DO NOT INVEST YOUR MONEY IN THIS COMPANY IF YOU WANT TO SEE IT AGAIN Here is my experience and the review I have left... DO NOT INVEST YOUR MONEY IN THIS COMPANY IF YOU WANT TO SEE IT AGAIN Here is my experience and the review I have left online in numerous sites.... Well where do I begin! Like the previous writer if I could give less than 1 star I would! Iv'e held a private pension policy with the Pru since 1985 and I wanted to cash it in 4 yrs ago. Im now 69 and I could have cashed it when I was 55 but chose to keep paying into it. If I'd have known then what I would have to go through to access my own funds I would have never invested with these guys in the first place. My father swore by the Pru but he would be turning in his grave at the treatment I have endured over the last 4 years. Started trying to access my funds in 2021. I must add that I'm now living in Australia. I spent hours and hours on the phone with various staff being passed down a long line of people who "couldn't deal with my situation" (not sure what they're being payed to do here) only to be cut off after a 2hr plus phone call with no results. This happened on numerous occasions to the point where I really didn't want to have any dealings with them, so I decided instead of drawing an annuity which would have tied me to them, I would withdraw my entire funds and put them in an Australian superfund. This caused even more hassle for me, as I was told I personally couldn't access my full fund and would have to employ a financial advisor to do so. After many official complaints from myself and my financial advisor on my behalf and almost 4 years later I finally have my funds over in Australia and out of Prudentials hands. I cannot begin to describe the worry, stress & anxiety plus financial burden this company has caused me. No pensioner should have to go through this amount of stress at this time in life. I'm convinced that they hope that you will just give up trying to access your money. They are absolutely appalling as a company for investing your money in and my advice is to never ever consider using Prudential UK if you value your savings. Good luck everyone out there struggling in this situation Read more Read less

    {"display":"Phillida B","full_name":"Phillida B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Phillida B 13th April 2025
  • 1.00/5

    DO NOT INVEST YOUR MONEY IN PRUDENTIAL

    Well where do I begin! Like the previous writer if I could give less than 1 star I would! Iv'e held a private pension policy... Well where do I begin! Like the previous writer if I could give less than 1 star I would! Iv'e held a private pension policy with the Pru since 1985 and I wanted to cash it in 4 yrs ago. Im now 69 and I could have cashed it when I was 55 but chose to keep paying into it. If I'd have known then what I would have to go through to access my own funds I would have never invested with these guys in the first place. My father swore by the Pru but he would be turning in his grave at the treatment I have endured over the last 4 years. Started trying to access my funds in 2021. I must add that I'm now living in Australia. I spent hours and hours on the phone with various staff being passed down a long line of people who "couldn't deal with my situation" (not sure what they're being payed to do here) only to be cut off after a 2hr plus phone call with no results. This happened on numerous occasions to the point where I really didn't want to have any dealings with them, so I decided instead of drawing an annuity which would have tied me to them, I would withdraw my entire funds and put them in an Australian superfund. This caused even more hassle for me, as I was told I personally couldn't access my full fund and would have to employ a financial advisor to do so. After many official complaints from myself and my financial advisor on my behalf and almost 4 years later I finally have my funds over in Australia and out of Prudentials hands. I cannot begin to describe the worry, stress & anxiety plus financial burden this company has caused me. No pensioner should have to go through this amount of stress at this time in life. I'm convinced that they hope that you will just give up trying to access your money. They are absolutely appalling as a company for investing your money in and my advice is to never ever consider using Prudential UK if you value your savings. Good luck everyone out there struggling in this situation . Read more Read less

    {"display":"Phillida B","full_name":"Phillida B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pension
    Phillida B 3rd March 2025

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