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StepChange: Debt Management reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

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StepChange Debt Management reviews (14715)

Great advice & assistance

4
Great advice, support and staff who truly put my mind at ease & helped get on top of my debts Reviewed on: 22nd July 2021

Great service

5
Help me a great deal with my debt Reviewed on: 22nd July 2021

Happy customer

5
Help Me and Husband how we could paid back our crediters in few years and we will be debt free my husband was suicidal and didn't know wear to go for help then someone told me about step change which change our lives Reviewed on: 22nd July 2021

Amazing!

5
When it felt like there was nowhere to turn and debts spiralling out of control, I discovered Stepchange, They made me feel at ease straight away and have helped me structure my debts, liaising with my creditors so I can see an end to my issues. All the staff I’ve dealt with are so understanding, empathetic and have lifted a huge strain on my mental health. If you’re having money problems make sure you contact them, you won’t regret it Reviewed on: 22nd July 2021

Real help!

5
Excellent service took a lot of the stress away and gave us loads of help dealing with our debts Reviewed on: 22nd July 2021

Very understanding

5
Stepchange helps 1000s of people with debt difficulties free or charge Making a massive difference & positive impact on people’s lives Reviewed on: 22nd July 2021

Always extremely polite, helpful and patient

5
I have extreme difficulty because of brain injury caused by hemorrhage affecting memory, balance, severe head pain and therefore unable to work. The team have been extremely supportive and helpful Reviewed on: 22nd July 2021

Stepchange were there when I needed help

5
They made the process so easy and stress free. Reviewed on: 22nd July 2021

Stress lifted

5
Such a relief to get all my debts under one roof finally. Monthly payments and no more interest - will be all paid up eventually- and I cannot use a credit card which is a good thing- big up to stepchange Reviewed on: 22nd July 2021

Absolute life savers you are amazing thankyou.

5
Honestly this company are amazing i can't thank them enough for the compassion they show to people in debt, they care they don't pry into your business they don't want to know the inn's and out's just to help, good luck. Reviewed on: 22nd July 2021

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