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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Outstanding Support

Step Change gave me help and hope when I needed it most and because of that, my life has become so different. I am unable to comprehend what would have happened without their intervention. Reviewed on: 22nd July 2021

Step Change changed my life

I was in a really bad place financially and full of worry. Step Change sorted out affordable payments and took my worries away. They have been extremely helpful and changed my life for the better. Reviewed on: 22nd July 2021

Excellence

Not a bad thing to say about Step Change. They have been wonderful. Reviewed on: 22nd July 2021

Customer service is excellentt

Customer service is excellent. Great telephone manners etc Reviewed on: 22nd July 2021

No hassle no fees

I’m nearly at the finish line with my debt program. The team have been great. In just over 5 years I’ve had the support, questions answered and every query answered in full. It was difficult at first admitting to myself I was in trouble but after my initial call, it became really easy The yearly review at first was an eye opener. When you really think about what you pay for, little things which you don’t have to give up, you just pay what you can afford. If you can afford to pay a bit more, pay it it means you’ll finish your plan quicker. Thanks StepChange x Reviewed on: 22nd July 2021

Great advice & assistance

Great advice, support and staff who truly put my mind at ease & helped get on top of my debts Reviewed on: 22nd July 2021

Great service

Help me a great deal with my debt Reviewed on: 22nd July 2021

Happy customer

Help Me and Husband how we could paid back our crediters in few years and we will be debt free my husband was suicidal and didn't know wear to go for help then someone told me about step change which change our lives Reviewed on: 22nd July 2021

Amazing!

When it felt like there was nowhere to turn and debts spiralling out of control, I discovered Stepchange, They made me feel at ease straight away and have helped me structure my debts, liaising with my creditors so I can see an end to my issues. All the staff I’ve dealt with are so understanding, empathetic and have lifted a huge strain on my mental health. If you’re having money problems make sure you contact them, you won’t regret it Reviewed on: 22nd July 2021

Real help!

Excellent service took a lot of the stress away and gave us loads of help dealing with our debts Reviewed on: 22nd July 2021

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