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StepChange: Debt advice reviews

4.95
Based on 14,720 reviews, last reviewed 16th Apr 2026
25% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026
Kelly h's avatar
Kelly h

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14720)

Very understanding

5
Stepchange helps 1000s of people with debt difficulties free or charge Making a massive difference & positive impact on people’s lives Reviewed on: 22nd July 2021

Always extremely polite, helpful and patient

5
I have extreme difficulty because of brain injury caused by hemorrhage affecting memory, balance, severe head pain and therefore unable to work. The team have been extremely supportive and helpful Reviewed on: 22nd July 2021

Stepchange were there when I needed help

5
They made the process so easy and stress free. Reviewed on: 22nd July 2021

Stress lifted

5
Such a relief to get all my debts under one roof finally. Monthly payments and no more interest - will be all paid up eventually- and I cannot use a credit card which is a good thing- big up to stepchange Reviewed on: 22nd July 2021

Absolute life savers you are amazing thankyou.

5
Honestly this company are amazing i can't thank them enough for the compassion they show to people in debt, they care they don't pry into your business they don't want to know the inn's and out's just to help, good luck. Reviewed on: 22nd July 2021

Helpful

5
Takes away the stresses and worries and is helping me with money management. Reviewed on: 22nd July 2021

3 years headache free

5
Loosing my PIP. was the last straw for me. I had managed my debt up til then and it was such a relief to have a calm voice at the other end of the phone, that I had someone standing with me. Suddenly there was a buffer zone and the continual flow of letters could be put aside. Three years further on my PIP has been reinstated and I’m still getting good advice with no pressure. Reviewed on: 22nd July 2021

Helped me sort out my finances!

5
After some bad luck and stupid decisions I got myself into some serious debt. Step Change have given me great advice and helped me get on the path to clearing my debt! Reviewed on: 22nd July 2021

Absolute Godsends.

5
After a messy divorce and my ex putting me in a lot of uncontrollable debt, StepChange helped me towards a better future by setting up an easy to manage DMP. I’m nearly debt free thanks to these wonderful people who have changed my life. Thankyou StepChange. Reviewed on: 22nd July 2021

Too tram

5
There resolving my debts a highly recommended Reviewed on: 22nd July 2021

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