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StepChange: Debt Management reviews

4.95
Based on 14,673 reviews, last reviewed 30th Jun 2025
168400% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy process An easy process for a troubling time. The help was excellent and forms easy to complete. The result is I am now debt free and feel so much relief. Reviewed on: 30th June 2025
Asdf's avatar
Asdf

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

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StepChange Debt Management reviews (14673)

Fantastic

5
I was on a spiral of dispair and fear one phone call to step change and a very nice man helped me sort out all my finances and put a plan together wich I could manage but they did all the leg work I'm no W paying off my debt at a much more manageable rate my life is now on the up hopefully in a few years time I'll be debt free thanks again stepchange Reviewed on: 22nd July 2021

Great!

5
Amazing from start to finish. My bank were useless and rude. These guys were helpful, open and constructive. 10/10 Reviewed on: 22nd July 2021

Excellent service

5
Excellent all round service and just brilliant. Reviewed on: 22nd July 2021

Compassion

5
Step Change helped me during a difficult time in my life, when I thought that the world was against me . Their advice helped me to turn my difficulties to my advantage by arranging a fair and helpful scenario to make my life easier. they worked tirelessly to make sure that the solution they provided matched my goal in life. To be debt free in the shortest time possible at a rate that i could menage. Well done to them for their kindness and understanding Reviewed on: 22nd July 2021

Brilliant service

5
Fantastic service Professional and honest staff Caring and kind Reviewed on: 22nd July 2021

Transparent caring service that helped me through such hard times

5
When things were bleak for me financially Step change were with me every step of the way. Reviewed on: 22nd July 2021

They changed my life

5
As a single mum at the age of 19 who works full time, I found my self chasing my wage in order to pay last months debts. That’s when I knew I had to do something about it and change my life for the better. I was sick of constantly worrying about post coming through the door, or phone calls telling me I had missed a payment. I spoke to StepChange in December last year, wow. I was in tears on the phone as I didn’t expect so much support, they guided me and went into intricate detail about the process and how they will help me pay off my debt. Well I’m not 8 months into my payments (with 4 months left) and my life has changed so much for the better. I now manage my money better, I can make all of my payments and most of all I’m happy. I’m no longer stressed or worried about finances (which is a huge huge issue, for many people) and StepChange have played the hugest part in that. I would recommend anyone who feels like they’re struggling to get in touch, as there is zero judgement and 100% care and helpfulness. I will forever thank this company for saving my mental health and making me the best mum I can possibly be. Reviewed on: 22nd July 2021

Peace of mind!

5
Quite simply Stepchange have helped me to manage my debt problems, from the first time I contacted them they have been extremely helpful and put my mind at rest. Reviewed on: 22nd July 2021

Been brilliant and very caring

5
Been with stepchange for a number of years and they have experts in debt control which can sort out 99 per cent of most people’s problems . Reviewed on: 22nd July 2021

Great service puts mind at rest

5
Great help when you really need someone to help with you debt issues. Very calm and able to put you at ease to walk you though all the options. and make you see that they is light at the end of the tunnel Reviewed on: 22nd July 2021

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