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StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

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StepChange Debt advice reviews (14715)

Great service

5
They have been great and supported me all the way. I’ve totally been supported by them since I had the courage to ask for help Reviewed on: 22nd July 2021

Saved me

5
I was in so much stress. It was my fault I was in that situation I’d let people use me, I was ashamed. But when I got in touch they were so good. I was so much better, my stress levels went down and I started to feel more like my old self. 10 out of 10 thank you Reviewed on: 22nd July 2021

Proffesional symathetic relief

5
They took all my financial worries and dealt with them all. I was honest so they took me through it step by step. Wonderful sympathetic proffesional people. Now i can sleep at night Reviewed on: 22nd July 2021

Excellent company

5
I'm so pleased that I found stepchange as they've made such a difference to my life...they worked out how much I could afford and each month I make sure the money is in the bank and since being with them I haven't missed a payment. they're fantastic. I have recommended stepchange to friends and family. Theyve changed my life Reviewed on: 22nd July 2021

Life savers

5
Easy to use and great advice! I am one month off being debt free - only possible with the help of StepChange. Reviewed on: 22nd July 2021

Really helped me out when I was at an all time low

5
I was heavily in debt and found stepchange on google, they didn’t judge me they listened and really helped me , through conversations with them I set up a debt management plan, my monthly payments are now manageable and I can relax knowing that although I am slowly paying off my debt I have money for the rest of my household bills thank you stepchange Reviewed on: 22nd July 2021

Very helpful

5
Great great set of people willing to help you understand everything and don’t feel judged Reviewed on: 22nd July 2021

Excellent customer care

5
I cannot fault this company the staff are professional and polite, knowledgeable and very compassionate they help you every step of the way without judging you Reviewed on: 22nd July 2021

Help at the end of a tunnel.

5
They are always there with help and advice. The people who are at the end of the phone are always very helpful. Reviewed on: 22nd July 2021

Peace of mind!

5
As "Senior Citizens!" my wife and I had to move home due to no fault of our own! Being pensioners we had no funding for the move and, had to take out a loan and, also, "max-out" our credit cards! That left us with a severe debt problem! We were advised by our bank that we would be wise to contact Stepchange! After a phone call of about three quarters of an hour, they had sorted out a plan to put our minds at rest and, get our debts paid in an acceptable way! We are coming to the end of the debt plan and just can't praise and, thank Stepchange enough!! Reviewed on: 22nd July 2021

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