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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18575 reviews)

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4.92

Based on 18,575 reviews, last reviewed 6th Jun 2026

185300% increase in 5 star reviews

in the past 90 days

1400% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Stepchsnge has literally saved my life , I’ve made a... Stepchsnge has literally saved my life , I’ve made a lot of bad choices unfortunately but thanks to Stepchsnge I can now sleep at night and rest knowi... Read more Reviewed on: 6th June 2026

Latest lowest rating:

1

Gave me great peace of mind knowing I was able to ta... Gave me great peace of mind knowing I was able to talk to someone Reviewed on: 28th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18575)

Review of the StepChange, Debt advice:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Very Supportive.

Since being put in touch with them many years ago now, they have been very supportive, we were in dire straits they helped get us on an even keel, and have been with us ever since. Reviewed on: 28th May 2026

Very kind and helpful and easy to use the app.

Very kind and helpful and easy to use the app. Never had any problems, always feel listened to. Reviewed on: 28th May 2026

Couldn't have done it without you

I was in financial difficulty my husband had lost his job I was at my wits end. I reluctantly contacted stepchange and they took the worry and stress away from me. It was the best thing for me they went through each plan so that I had the controll for what happened next. I pay mu monthly amount and I know I can forget about everything no more red letters demanding money, my debt is slowly reducing and I feel like my life is back on track. Reviewed on: 28th May 2026

I have problem and I found out about this I make app...

I have problem and I found out about this I make application and I received the help for Wath I needed Reviewed on: 28th May 2026

Nice people very helpful helped me sort out my debts...

Nice people very helpful helped me sort out my debts Reviewed on: 28th May 2026

Saved me

Saved me when i felt at my lowest with no where to turn. Great advice. Sorted my credit card payments into affordable payments, so helped me get my life back on track. Will be forever grateful. Reviewed on: 28th May 2026

I was in bad debt, collectors calling daily.

I was in bad debt, collectors calling daily, threatening to come to my house. Due to unforeseen illness I had no idea what life was going to be like if I wasn't working. I googled help with debt and I found these kind loving people. I pay £5 to all my debtors as that's what I can afford at the moment. If suddenly life changes I will be more and happy to pay off my debts. In the meantime this company has helped me so very much. No more crying or anxiety. Please if you have not done so yet .... Please use this kind and understanding company. Reviewed on: 28th May 2026

Debt management...

They help me when I could not think how to pay my debit I was feeling low and I thought they was no way out of it but I got in touch with stepchage and they sorted every think out for me now my life is back on track thank you stepchage I would not what do if it was not for you Reviewed on: 28th May 2026

Great support

The application process is simple and the support they give makes a huge difference to take off financial pressure during difficult times. Creditors respond really well to them as well and accept payment plan without pushing you in more issues. Reviewed on: 28th May 2026

Helped me massively when going through a very diffic...

Helped me massively when going through a very difficult and stressful time in my life, they wrote to all my creditors and dealt with communication, easy set up payment plan Reviewed on: 28th May 2026

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