Smart Money People Logo

StepChange: Debt Management reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
59% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

Review StepChange: Debt Management now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt Management reviews (14715)

Amazing service

5
What more can i say helped me massively when i was no where to go saved me and now in two years will have payed off my £25,000 debt in 5 years what a blessing this has been and never judged once just given great advice always amazing service Reviewed on: 22nd July 2021

Amazing help... Lifesavers!

5
Stepchange saved me when I was at my wit's end worrying about debt. Counselling me with expert advice, reassurance and practical assistance. Reviewed on: 22nd July 2021

Efficient and supportive

5
They were sympathetic and helpful advising a good solution . Reviewed on: 22nd July 2021

No more sleepless nights.

5
Before I got in touch with Step change my debts were spiralling out of control. And I just couldn't see a way out of being debt free. And now with less than a year until I'm debt free. Thanks to Step change I will always be grateful to you and recommend you to anyone I know who finds themselves in my situation at anytime in their lives. Once again thanks very much Step change as now I can see a light at the end of the tunnel. Reviewed on: 22nd July 2021

Saved our finances!

5
Helped us feel comfortable talking about the debt we had and how to deal with it. Supported us every step of the way and looking forward to being debt free in 18 months time. Reviewed on: 22nd July 2021

No where to go!

5
My financial situation was causing me so much anxiety and sleepless nights. I eventually spoke to step change and they literally changed my life. They helped me in every way possible. They talked me through a realistic repayment programme and prepped me what to expect if one of my debtors contacted me. Even when I had a few bumps down the road they were so supportive. I am now debt free Reviewed on: 22nd July 2021

Always so helpful

5
They have the friendlier at best staff!! Reviewed on: 22nd July 2021

Best step I ever took

5
Like most people in debt I was worried and didn’t know where to turn. After some searching I came upon Stepchange. Immediately I was put at ease and their system kicked in. Over the years I have had help when I needed it and plenty of advice. I am now completely debt free and that is thanks to the help and assistance from Stepchange. They were there when I most needed them and took the worry associated with debt away. It was the best step I ever took. Reviewed on: 22nd July 2021

Gave complete peace of mind.

5
Complete peace of mind and very helpful and understanding of your problems. Would recommend Step Change to anyone with financial concerns Reviewed on: 22nd July 2021

Absolutely changed my life.

5
Don’t suffer, don’t hide. These guys will fix it ! Reviewed on: 22nd July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products