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StepChange: Debt Management reviews

4.95
Based on 14,302 reviews, last reviewed 7th Jun 2025
301500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
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Latest highest rating:

5

I have nothing to complain about, always met my expe... I have nothing to complain about, always met my expectations Reviewed on: 7th June 2025
Lio's avatar
Lio

Latest lowest rating:

1

Awful communication. Awful communication. I have been more distressed due to this as creditors are still chasing me and no one seems to listen or help me. a debt was taken... Read more Reviewed on: 6th June 2025
Joanne H's avatar
Joanne H

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (14302)

Review of the StepChange, Debt Management:

My Umbrella

5
I very grateful to step change for helping me in time when I was struggling to pay debts. Having said that bank lends you umbrella when weather is fair but takes you back when it’s raining. So I want to say step change is my umbrella. Thank you step change . Reviewed on: 8th July 2020

Don't pay fees! Stepchange is 100% FREE!

5
The important thing about StepChange is that it's free. Almost all 'Debt Solution' businesses are just that, Businesses. Seeking profit, and your monthly payments with them provide that profit. Stepchange is free! 100% of any payments you make, go directly towards reducing your debt balances. Stepchange can offer a variety of solutions to your problems, some of which include debt reduction, but you always get a candid and detailed overview of the consequences of your personal solution choices, something 'debt solution businesses' don't. You can complete the initial process online, so feeling embarrassed or ashamed need not be a barrier to you improving your life. Stepchange is held in very high regard with both charities and the UK financial sector, making a solution agreed by them far more likely to be accepted by a wide range of creditors. Seriously guys, Don't hide in the dark like I did, take control and contact Stepchange. You won't regret it. Reviewed on: 6th June 2025

The most amazing help and service .

5
The most amazing help and service . Lifted the stress and worry flaring me Reviewed on: 6th June 2025

Best move I ever msde

5
Have been making regular affordable payments. Can see the light at the end of the tunnel. Reviewed on: 6th June 2025

Always been supportive outstanding.

5
Always been supportive and understanding. Quickly rushed my ppan through when a problem out of there control Reviewed on: 6th June 2025

great support and kept well informed

5
Since I started my process I had a great support and kept informed I feel less worry about my debt as I have a good plan in place Reviewed on: 6th June 2025

Being in debt that you can't cope with is scary

5
Being in debt that you can't cope with is scary, while acting like an ostrich is default behavior for a lot of us, it doesn't work. The prospect of creditors turning you upside down to shake change out of you can be all consuming and can have a very real impact on your health. It sounds corny but Stepchange really made a difference for me in facing my problems and ultimately providing an easy to follow process to build a plan and deal with my money worries, no more letters or unwanted calls. Just do it, your brain will thank you for it. Reviewed on: 6th June 2025

Empathetic advisor from first contact.

5
Empathetic advisor from first contact. I was given sound advice and, although the process was still very difficult financially and had a real impact on our day to day lives, it was so much better than living with constant phone calls from debtors and such a relief that we had started a process that helped. Reviewed on: 6th June 2025

Fantastic customer service and fantastic help and ad...

5
Fantastic customer service and fantastic help and advice Reviewed on: 6th June 2025

Always supportive, really takes burden of worry away...

5
Always supportive, really takes burden of worry away, very helpful & kind Reviewed on: 6th June 2025

Staff very helpful and professional

5
Staff very helpful and professional Reviewed on: 6th June 2025