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StepChange: Debt Management reviews

4.96
Based on 11,171 reviews, last reviewed 9th May 2025
150% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Excellent care in a crisis My partner had a health issue which ended his employment and ability to work. We didn't have any arrears but knew we couldn't keep up repayments we we... Read more Reviewed on: 9th May 2025
MoonBeam's avatar
MoonBeam

Latest lowest rating:

1

Poor advice My husband found himself in difficulty following a gambling addiction that he had used a credit card for along with maxing out his overdraft. We went ... Read more Reviewed on: 22nd April 2025
Leanne M's avatar
Leanne M

About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

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StepChange Debt Management reviews (11171)

StepChange helped me to deal with my debts...

5
StepChange helped me to deal with debts that I could not service at the time I first contacted them in December 2021. They provided invaluable assistance in dealing with my creditors and subsequently helped me move into a Debt Management Plan so that I could repay what I owe over a time period that was acceptable to my creditors, who also agreed not to charge interest on the debt. Reviewed on: 4th June 2024

Always helpful and reassuring in difficult times

5
Always helpful and reassuring in difficult times Reviewed on: 4th June 2024

My daughter recommended Stepchange.

5
My daughter told me about Stepchange, as she deals with homeless people as part of her job. I contacted them over year ago and my sleepless nights and worries eased significantly when they put me on a plan. Reviewed on: 3rd June 2024

Excellent service highly recommended

5
Being in debt is not nice for anyone and everyone I have spoken to at Stepchange has been very helpful and the most important thing to me is not feeling judged which I don’t by anyone at Stepchange they just want to help people. They give excellent advice and if I ever feel the need to speak to some they are always there to listen. Reviewed on: 3rd June 2024

there is a light at the end of the tunnel

5
Started my debt plan when they were called consumer credit counselling service (CCCS). At that time I had chosen to bury my head in the sand and allow my debts to escalate around me. I then made the decision that I needed to act before I drowned in my debt, I’d looked at a few debt manage companies and eventually found at that time the CCCS (now Stepchange). My main decision for choosing my debt management plan with stepchange was that there was no fee to pay so that all my payment went to my creditors & that the monthly payments were manageable & I found that I could breathe, it was easy to set up my debt plan & their advice was extremely helpful. Moving forward doing my review each year was just as easy. I would encourage anyone who has debt problems to contact stepchange at the first opportunity so that you can start to clear your debts & more importantly start to breathe & live a normal life again without the worry of debts spiralling out of control. I can’t thank these guys enough. There is a light at the end of the tunnel. Reviewed on: 2nd June 2024

Helpful and friendly would recommend

5
I had some debts that needed to be paid off and step change Helped me out a lot, I would recommend them if you're looking for debt management they are friendly and understanding and will do their best to help Reviewed on: 1st June 2024

I was so depressed and didn’t know where I could get...

5
I was so depressed and didn’t know where I could get help. Somebody recommended you and it changed my life. Reviewed on: 1st June 2024

Very helpful and friendly

5
Very helpful and friendly. Recommended Reviewed on: 30th May 2024

Professional and compassionate

5
Stepchange have always treated me professionally but with human compassion. Being in debt can make you feel a failure but there has never been any judgement from anyone I have spoken with at Stepchange. They have been a huge help to me when I have been at my lowest. Reviewed on: 30th May 2024

i was scammed, frauded.

5
i owe money to a loan company but i did not borrow it the scammers did it and the police said it was fraud and the bank said it was fraud but the loan company said it was not fraud, i have police fraud phone number and same with my bank but i have to pay a very large sum of money back myself and step change helped me with a debt management plan. Reviewed on: 30th May 2024

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