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Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.75 (16764 reviews)

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4.76

Based on 16,764 reviews, last reviewed 7th Jul 2025

749300% increase in 5 star reviews

in the past 90 days

13700% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

5 star service always there when I need. 5 star service always there when I need. Reviewed on: 7th July 2025

Latest lowest rating:

1

Very unprofessional Vanquis despite finding my card and issuing replacement card still charge me for costs incurred by fraudulent means and any charges and interest despi... Read more Reviewed on: 29th May 2025

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About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (16764)

Fast Excellent service willing to help,no problem...

Fast Excellent service willing to help,no problem to big Reviewed on: 2nd May 2024

They alway have excellent customer service, whenever...

They alway have excellent customer service, whenever you call there always someone to address your problem. Reviewed on: 2nd May 2024

Surprising fact

I did not even know that Vanquis was a credit building credit card. I thought that if one cleared the account in full every month all other form of credit would do that. Reviewed on: 2nd May 2024

Very friendly staff customers service is great and e...

Very friendly staff customers service is great and everything is clear easy to use app Reviewed on: 2nd May 2024

Very good service.

Very good service. In time when you need with all the support. Reviewed on: 2nd May 2024

I choosed Vanquis a few years ago, but I did not reg...

I choosed Vanquis a few years ago, but I did not regret. The app works fine Reviewed on: 2nd May 2024

Brilliant Credit Card

I've been using Vanquis credit card for 4 years, and overall, my experience has been positive. Here are the key points from my experience: **Pros:** - **Rewards Program:** The rewards program is very generous, offering cashback/points/miles on purchases. I’ve been able to redeem rewards for travel, statement credits, gift cards which has been a great benefit. - **Customer Service:** Whenever I've had questions or issues, the customer service team has been friendly and helpful. My problems have been resolved quickly. - **Interest Rates and Fees:** The interest rates are competitive compared to other cards, and I appreciate the transparency with fees. The annual fee is reasonable for the benefits I receive. - **Online Platform:** The online banking platform is easy to navigate and allows me to manage my account effectively. I also enjoy the mobile app, which makes it simple to keep track of my spending. **Cons:** - **Approval Process:** The approval process was straightforward, but I did experience a slight delay in receiving my card. It would have been nice to have it a bit sooner. - **Credit Limit:** Initially, my credit limit was lower than expected, but it has since increased over time as I’ve demonstrated good usage. In conclusion, I would recommend the Vanquis credit card to those looking for a [rewards/cashback/travel] card with excellent customer service and a user-friendly online platform. There’s always room for improvement, but my experience has been largely positive. Reviewed on: 2nd May 2024

Once I got the app back on my phone, there's no one...

Once I got the app back on my phone, there's no one better. Reviewed on: 2nd May 2024

Been with Vanquis for years.

Been with Vanquis for years. I have always paid on time. And not once have a been considered for a credit increase And when I email you directly, I get nothing back Reviewed on: 2nd May 2024

Easy to use App

I like the layout of the App very easy to read and user friendly. Reviewed on: 2nd May 2024

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