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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19903 reviews)

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4.78

Based on 19,903 reviews, last reviewed 30th Aug 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Great experience, easy application process, great of... Great experience, easy application process, great offers, and app is very easy to use Reviewed on: 30th August 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19903)

Brilliant card with clear and transparent conditions

Vanquis have very fair and competitive interest rates , my experience is that they are transparent and clear . I wouldn’t hesitate to recommend them . Reviewed on: 3rd May 2024

Vanquis was quick and easy to apply for

Vanquis was quick and easy to apply for Reviewed on: 3rd May 2024

Credit rebuild..

I originally applied for a Vanquis card to rebuild my credit rating, having previously getting into financial difficulty. After going through an IVA, I was determined not to repeat the harrowing experience so sought something which offered a low credit facility. I have been very careful not to make previous errors and am hopefully now on the way to restoring my previous credit record. Reviewed on: 3rd May 2024

They gave me a chance to build my credit rating when...

They gave me a chance to build my credit rating when no one else would Reviewed on: 3rd May 2024

Easy to manage my finances on the easy app

Easy to manage my finances on the app Reviewed on: 3rd May 2024

Great app easy to use and understandeasy

Great app easy to use and understand Reviewed on: 3rd May 2024

always get up to date information

always get up to date information sent to us and always give us plenty of warning about changes to my account Reviewed on: 3rd May 2024

I have no complaints.

I have no complaints. The high interest rate on.credit cards is always a concern. But I pay my balance off in full every month. So this hasn't been a problem for me. Reviewed on: 3rd May 2024

Ethical and professional credit company

Have been using Vanquis for several years now; as I pay off balances in full each month I find the reasonable credit limit to be very useful. Vanquis as an organisation also appear very ethical and professional. Reviewed on: 3rd May 2024

great service

great service very good rates and the app lets you stay in control of your credit card daily Reviewed on: 3rd May 2024

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