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Vanquis : Credit builder credit card reviews

4.78
Based on 19,891 reviews, last reviewed 5th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
71% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

No issues at all. I have been with vanquis for a number of years and have had no issues what so ever. The app is very easy to navigate Reviewed on: 5th August 2025
Linda b's avatar
Linda b

Latest lowest rating:

1

App not working , charging too much fees for service... App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I h... Read more Reviewed on: 20th July 2025
Moahmed khair's avatar
Moahmed khair

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19891)

Fantastic service and friendly customer service.

5
Fantastic service and friendly customer service. Reviewed on: 3rd May 2024

Good for building credit rating back up.

5
Good for building credit rating back up. As long as you pay in full it is fine. Reviewed on: 3rd May 2024

Great easy CC to use

5
Great easy cc to use. Easy to call customer service and speak to a person !! Reviewed on: 3rd May 2024

Low credit limit

4
High interest rate, high minimum monthly payment, low maximum credit limit. Been with Vanquish for more than 10 years, paid every month Reviewed on: 3rd May 2024

Fair, accepted my application when others didnt!

3
Very easy and quick process when requesting a new pin or card. I find charges on most cards quite high and try to only use for items where i need purchase protection Reviewed on: 3rd May 2024

The experience is super amazing.

5
The experience is super amazing. Reviewed on: 3rd May 2024

A good company all round

5
Ive obtained a loan and a credit card from Vanquis and never had any problems, very easy to navigate the app and basically if you make your payments on time, no hassling from this company at all. Reviewed on: 3rd May 2024

Vanquis really help me in my financial capabilities...

5
Vanquis really help me in my financial capabilities to grow. Reviewed on: 3rd May 2024

It’s a simple and easy way to improve your credit...

5
It’s a simple and easy way to improve your credit score Reviewed on: 3rd May 2024

Smooth lending

5
Trouble free lending…very helpful…not had a problem ….. Reviewed on: 3rd May 2024

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