Smart Money People Logo

Vanquis : Credit Building Credit Card reviews

4.77
Based on 18,118 reviews, last reviewed 9th Jul 2025
870100% increase in 5 star reviews
in the past 90 days
15600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Vanquish card was great for building my credit score... Vanquish card was great for building my credit score 8 plus years ago and I have stayed with them ever since Reviewed on: 9th July 2025
Jon w's avatar
Jon w

Latest lowest rating:

1

Customer services very limited, they can't help with... Customer services very limited, they can't help with anything everything have to be referred to other department to get back to you with enail/letter.... Read more Reviewed on: 8th July 2025
Simarose's avatar
Simarose

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

Smart Money People is the place for Vanquis Bank reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Review Vanquis : Credit Building Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit Building Credit Card reviews (18118)

Easy to use app and card.

5
Easy to use app and card. Great options on the app Reviewed on: 2nd May 2024

Excellent service and flexibility

5
Excellent service and flexibility Reviewed on: 2nd May 2024

Good and easy to accept a credit happy and satisfied...

5
Good and easy to accept a credit happy and satisfied Reviewed on: 2nd May 2024

Low costs

5
Lower ¹¹ rates than competitors helpfull staff Reviewed on: 2nd May 2024

Excellent service

5
Very easy to apply for and use, great information provided at all stages. Reviewed on: 2nd May 2024

Brilliant card excellent service in every way

5
Brilliant card excellent service in every way Reviewed on: 2nd May 2024

Interest rates are exorbitant.

2
Interest rates are exorbitant and way above others. I now want to pay off my card and cut it up. The other problem is trying to cancel ongoing payments. Unable to do it online or in tge app, always and expensive phone call! Reviewed on: 2nd May 2024

Very helpful when help is needed

4
I was made redundant and was struggling to keep up with payment. I have called and explained my situation and to my surprise Vanquish accept and we made 3 months agreement on lower payments and no extra cost. This was very helpful and in some way relief knowing that I'm not going into more debt. Reviewed on: 2nd May 2024

Great service

5
If I need to speak to advisor they are always polite&helpful with plenty of reminders for payments when due I find Vanquis a good service provider Reviewed on: 2nd May 2024

It’s rare to get accepted for a huge credit limit, b...

4
It’s rare to get accepted for a huge credit limit, but Vanquis gave me a chance and it has helped me massively to keep my family afloat ! I’m a mother and I’m the provider at the minute and I work two jobs but the cost of living has made it so that I can only barely afford my fixed expenses. Getting accepted for this card means that I can buy my family food for the month and pay it later rather than being left with nothing, can’t thank Vanquis enough. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 1 reviews
    Vanquis
  • Loans

    from Vanquis 4.92 from 1252 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.81 from 9 reviews
    Vanquis
    View all products