Write a review

Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.76 (19863 reviews)

View other Vanquis products

4.77

Based on 19,863 reviews, last reviewed 19th Jul 2025

46% decrease in 5 star reviews

in the past 90 days

54% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Excellent company, excellent service and help online Excellent company, excellent service and help online Reviewed on: 19th July 2025

Latest lowest rating:

1

Balance transfer scam After doing a balance transfer to my Vanquis account which the offer was 0% for 12 months, for which I was charged a balance transfer fee of £147, Van... Read more Reviewed on: 15th July 2025

Read all reviews Write a review

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

Smart Money People is the place for Vanquis Bank reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Review Vanquis : Credit Building Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit Building Credit Card reviews (19863)

Nothing but positive

Always a great experience with customer service friendly and very helpful. Easy app to use also Reviewed on: 2nd May 2024

excelkent and good interest rates

since being with vanquis i find it much easier to manage money. excelkent Reviewed on: 2nd May 2024

very straight forward business with a great app that...

very straight forward business with a great app that makes life easy. I would highly recommend it to anyone Reviewed on: 2nd May 2024

Was ok at then you get slapped a hike in interest ra...

Was ok at then you get slapped a hike in interest rates even when your managing your account well Reviewed on: 2nd May 2024

No hassle easy to use app good interest rate as long...

No hassle easy to use app good interest rate as long as you pay on time Reviewed on: 2nd May 2024

I haven’t heard from vanquis for months

I haven’t heard from vanquis for months Reviewed on: 2nd May 2024

No increase in limit after five years

No increase in limit after five years Reviewed on: 2nd May 2024

I find it pathetic how, the majority of operators, c...

I find it pathetic how, the majority of operators, can’t speak English nor understand. When I do speak to an English speaking representative I get told, the majority of contact centres are not in the UK. Which makes it hard to have a professional conversation. I have made several complaints. And get no real justification. What I find pathetic. is that this Bank does not care for peoples opinions which are based on experiences. Reviewed on: 2nd May 2024

Very convenient and reasonable rate

Very convenient and reasonable rate Reviewed on: 2nd May 2024

very nice service and very nice app soo is good aqua...

very nice service and very nice app soo is good aqua for credit card Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant pay
from Incredible 5.00 from 28 reviews
Clarity Credit Card
from Halifax 4.10 from 261 reviews
Credit Card
from thinkmoney 1.25 from 2 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 2 reviews
Loans
from Vanquis 4.92 from 1252 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub