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Vanquis : Credit Building Credit Card reviews

4.77
Based on 19,881 reviews, last reviewed 28th Jul 2025
61% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Old school customer services via telephone... I prefer to speak to customer services via telephone, which is often difficult in this time of increased pressure to use apps or online services. Van... Read more Reviewed on: 28th July 2025
Cia 's avatar
Cia

Latest lowest rating:

1

App not working , charging too much fees for service... App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I h... Read more Reviewed on: 20th July 2025
Moahmed khair's avatar
Moahmed khair

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (19881)

I have always found it easy to use

5
I have always found it easy to use never felt pressure to increase my limit. Really easy to make payments and keep track of my spending Reviewed on: 2nd May 2024

Excellent service always helpful and try to solve an...

5
Excellent service always helpful and try to solve any issues that I have Reviewed on: 2nd May 2024

It's a high interest credit card for people with poo...

4
It's a high interest credit card for people with poor credit ratings. Easy to get accepted, lower credit limits, high interest and fees. The finger print recognition on the app really isn't great either. Reviewed on: 2nd May 2024

Never had any problems.

5
Never had any problems. I like the app to keep up to date. Reviewed on: 2nd May 2024

APR too high, I have an American express card and fo...

4
APR too high, I have an American express card and for evey 1000 pounds I spend they have a fifty pound minimum payment, where as you are minimum 60 pounds on an outstanding balance above 500 , I have been with you for years and thought it might reduce Reviewed on: 2nd May 2024

I’ve had my Vanquis card for a number of years and f...

5
I’ve had my Vanquis card for a number of years and first got it to build my credit rating. My credit rating is now excellent thanks in part to having this card. It is easy to manage online, I’ve never had any problems with the app or in managing my card. Reviewed on: 2nd May 2024

Excellent service all the time every time.

5
Excellent service all the time every time. Been with Vanquis for many many years bow Reviewed on: 2nd May 2024

Always helpful and keep you updated on my account .

5
Always helpful and keep you updated on my account . Reviewed on: 2nd May 2024

Had card over 12 years.

5
Had card over 12 years. Never had a problem. Having card helped me on many occasions. Easy app for payment. Easy to log in and check purchases, pending items and balance at a glance. Reviewed on: 2nd May 2024

easy to use and navigate on the app.

5
easy to use and navigate on the app. Very good cusatomer service Reviewed on: 2nd May 2024

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