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Vanquis : Credit builder credit card reviews

4.77
Based on 19,894 reviews, last reviewed 9th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

A game changer for me! I was a little nervous about applying for a credit card, but Vanquis made the whole process simple and stress-free. The application was quick, I got a... Read more Reviewed on: 9th August 2025
Rebecca F's avatar
Rebecca F

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19894)

Great business

5
Great card never any issues, very helpful and handy, highly recommended Reviewed on: 2nd May 2024

Great App.

5
The app for Vanquis is very easy to use and is interactive, with reminders so as payments are received ontime Reviewed on: 2nd May 2024

Fairly good credit service, good way of building cre...

3
Fairly good credit service, good way of building credit. Keep an eye on lending and regular updates. Reviewed on: 2nd May 2024

Simple to use good app friendly and helpful agents

5
Simple to use good app friendly and helpful agents Reviewed on: 2nd May 2024

Ease of use.

5
Ease of use. Txt alerts and advice on spending Reviewed on: 2nd May 2024

I like the vanquish card is very good

5
I like the vanquish card is very good Reviewed on: 2nd May 2024

Easy to use with no unexpected surprises.

5
Easy to use with no unexpected surprises. Reviewed on: 2nd May 2024

Horrible interest and fees, don’t get stuck with one...

1
Horrible interest and fees, don’t get stuck with one of these cards Reviewed on: 2nd May 2024

Vanquis positively moved our lives forward!

5
Having a Vanquis card,verbally helped as a couple & helped us with our day to day life. Having previously a credit issue due to having not controlled our day to day/lifestyle spending, we stopped all credit & paid off all bills. Obviously after 4+yrs without credit,bi had to start without a credit history & Vanquis Card accepted us and due to having learnt from previous mistakes, we stayed on top of any repayments, making over payments, normally paying off balance within a month having used my card. Due to our good standing with Vanquis, our credit history slowly built up in a positive direction and this has now helped us in many, many situations. Most of all, Vanquis taught us how to positively control any credit & financial agreements or situations. Without the help of Vanquis, we could never have moved forward with our lives, whilst still learning from our financial/credit mistakes of the past. Thank you Vanquis!! Reviewed on: 2nd May 2024

I’m very happy because you always increase my balanc...

5
I’m very happy because you always increase my balance and that always helps Reviewed on: 2nd May 2024

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