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Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.76 (19870 reviews)

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4.77

Based on 19,870 reviews, last reviewed 22nd Jul 2025

56% decrease in 5 star reviews

in the past 90 days

65% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Am very happy with my vanquis credit card account Am very happy with my vanquis credit card account Reviewed on: 22nd July 2025

Latest lowest rating:

1

App not working , charging too much fees for service... App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I h... Read more Reviewed on: 20th July 2025

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About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (19870)

I’m disgusted at the behaviour of Vanquis credit card.

I’m disgusted at the behaviour of Vanquis credit card. I got 600 credit limit and was also offered an increase to a 1000 I was late with one payment my payment history was very good otherwise I would not have been offered an extra 400 credit if I was a bad payer,now I’m thinking of closing my account as what can you do with £100 pounds life is expensive 100 goes no where so I’ve stopped using the card because it’s pointless. Reviewed on: 2nd May 2024

Great service

When dealing with vanguis we have always been treated fairly, and with respect, the staff are always helpful and polite, and nothing is ever too much trouble. We are sent updates regularly, and we find the app very easy to use. Reviewed on: 2nd May 2024

Easy to use app, great customer service

Easy to use app, great customer service Reviewed on: 2nd May 2024

Making people embarrassed by wasting their time when...

Making people embarrassed by wasting their time when it comes to credit limit increase. They sends out letters saying you're eligible for a credit limit increase and collects data from us just to decline it. All other credit cards providers instantly accepts the limit increase upon sending the income details. It happened thrice in my case and 4 times in my wife's case. My limit with Vanquis is £500 and on other credit cards, I have a limit of minimum £5,000 and my credit score is perfect 999. Reviewed on: 2nd May 2024

An understanding Credit Provider

Been a long term customer, at times finances have been tight however Vanquis has been willing to help to ease matters Reviewed on: 2nd May 2024

Perfect in every way!

I've always had a good experience with vanquis in every way, they are always pleasant to talk to and totally understanding in any unforseen problems you may face. Reviewed on: 2nd May 2024

good service

Happy with the service provided. Customer service is ok. I wasn't happy with messages (I have received a few of them) asking if I would like to increase my balance and if I have agreed I never was approved to do so. But other then that no problems. Reviewed on: 2nd May 2024

good Choice

Straight forward process and easy app Reviewed on: 2nd May 2024

Very good for building your credit rating up

Very good for building your credit rating up Reviewed on: 2nd May 2024

credit card

Easy to communicate with and excellent credit card Reviewed on: 2nd May 2024

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