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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19887 reviews)

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4.77

Based on 19,887 reviews, last reviewed 31st Jul 2025

61% decrease in 5 star reviews

in the past 90 days

70% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Vanquis credit builder was there for me when I was w... Vanquis credit builder was there for me when I was working on building my credit score, they give me a chance and without them I wouldn't have achieve... Read more Reviewed on: 31st July 2025

Latest lowest rating:

1

App not working , charging too much fees for service... App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I h... Read more Reviewed on: 20th July 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19887)

Making people embarrassed by wasting their time when...

Making people embarrassed by wasting their time when it comes to credit limit increase. They sends out letters saying you're eligible for a credit limit increase and collects data from us just to decline it. All other credit cards providers instantly accepts the limit increase upon sending the income details. It happened thrice in my case and 4 times in my wife's case. My limit with Vanquis is £500 and on other credit cards, I have a limit of minimum £5,000 and my credit score is perfect 999. Reviewed on: 2nd May 2024

An understanding Credit Provider

Been a long term customer, at times finances have been tight however Vanquis has been willing to help to ease matters Reviewed on: 2nd May 2024

Perfect in every way!

I've always had a good experience with vanquis in every way, they are always pleasant to talk to and totally understanding in any unforseen problems you may face. Reviewed on: 2nd May 2024

good service

Happy with the service provided. Customer service is ok. I wasn't happy with messages (I have received a few of them) asking if I would like to increase my balance and if I have agreed I never was approved to do so. But other then that no problems. Reviewed on: 2nd May 2024

good Choice

Straight forward process and easy app Reviewed on: 2nd May 2024

Very good for building your credit rating up

Very good for building your credit rating up Reviewed on: 2nd May 2024

credit card

Easy to communicate with and excellent credit card Reviewed on: 2nd May 2024

Quick to apply, had no issues with the card or payme...

Quick to apply, had no issues with the card or payments, the apps very concise and clear. Reviewed on: 2nd May 2024

Helped me build up my credit

time when I needed it, Vanquis helped me build my credit back up, without allowing me to get into debt, for which I'm very grateful. Reviewed on: 2nd May 2024

A very useful card

A very useful card particularly when I was trying to rebuild my credit score. Reviewed on: 2nd May 2024

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