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Vanquis : Credit builder credit card reviews

4.78
Based on 19,902 reviews, last reviewed 19th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent I have had no issues with vanquis. The wait times are always low and always get greeted by a friendly advisor who is happy to help. My card was subjec... Read more Reviewed on: 19th August 2025
A happy customer's avatar
A happy customer

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19902)

VANQUIS IS A GOOD CREDIT CARD PROVIDER , VERY GOOD S...

5
VANQUIS IS A GOOD CREDIT CARD PROVIDER , VERY GOOD SECURITY CARD AND EASILY TO BE USED . VERY EXCELLENT Reviewed on: 2nd May 2024

Easy to access, user friendly app.

5
Easy to access, user friendly app. Quick application process. Reviewed on: 2nd May 2024

Helpful to keep me on track

5
Simple online application. App very easy to understand and they help me keep on track with reminder messages. I like I get a message before I go over limit when interest added so I can resolve and not be charged extra. Reviewed on: 2nd May 2024

Quick and easy good experience

5
Quick and easy I'm looking to increase my amount Reviewed on: 2nd May 2024

I have a Vanquis card and it has helped me, to rebui...

5
I have a Vanquis card and it has helped me, to rebuild my confidence with money. Reviewed on: 2nd May 2024

Good customer service friendly team

1
Good customer service friendly team Reviewed on: 2nd May 2024

Charges need to be more transparent.

3
Charges need to be more transparent. There is an interest charge and then another charge for billed interest charges. Does not clearly explain why this is for Reviewed on: 2nd May 2024

helpful and always go the extra mile to help solve a...

5
helpful and always go the extra mile to help solve any financial problems i have encountered. thank you. Reviewed on: 2nd May 2024

I am happy using Vanquis app.

5
I am happy using Vanquis app. it is easy to use, great appearance, one can navigate easily to payment page etc. Reviewed on: 2nd May 2024

Pretty nice offers and service, maybe a little too h...

4
Pretty nice offers and service, maybe a little too high interest rate, but it's not that bad compared to other offers Reviewed on: 2nd May 2024

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