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Vanquis : Credit builder credit card reviews

4.77
Based on 19,897 reviews, last reviewed 14th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
72% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

the interest to high should be lower for existing cu... the interest to high should be lower for existing customers Reviewed on: 14th August 2025
James M's avatar
James M

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19897)

Getting the credit was easy and straight forward and...

5
Getting the credit was easy and straight forward and the app was very user friendly. The credit card statements were very detailed and made it clear to show how much interest I was paying Reviewed on: 1st May 2024

Good company to support building credit file, they d...

5
Good company to support building credit file, they do not rush to give credit increases and ensure that it is suitable. Reviewed on: 1st May 2024

Helpful people

5
Vanquish were there when I needed and they are a very helpful credit card Reviewed on: 1st May 2024

I am really happy with Vanquis, they have helped me...

5
I am really happy with Vanquis, they have helped me to build up my credit scores. It is very good especially when you need to build up your credit scores. It has allowed me to be able to keep on top of my finances and be wise about it. I also like the cash transfer to my debit whenever the offer is there. It has helped me in tight times when I needed urgent cash. The customer service is very fantastic. I have never had any issue with my credit card. My husband also has a credit account with Vanquis and both of us are really enjoying it. I will happily continue to recommend them to friends and family. Reviewed on: 1st May 2024

Vanquis is very good credit card provider, the cust...

5
Vanquis is very good credit card provider, the customer service is very helpful Reviewed on: 1st May 2024

A very good deal

5
There rates are low . Friendly service throughout and lots of help if l need it. If you haven't tried vanquis before give it a try a big thumbs up Reviewed on: 1st May 2024

Building up my credit rating. A great card.

5
Building up my credit rating and find my card to be the perfect way to do it whilst not maxed I keep my credit high and pay off at least 5 times the minimum payment which is a good start to building credit. After a few months I will rapidly look at paying this off and use for occasional purchases. Reviewed on: 1st May 2024

Excellent experience and good service

5
Excellent experience and good service Reviewed on: 1st May 2024

I've been paying back £500 for 4yrs

3
I've been paying back £500 for 4yrs Reviewed on: 1st May 2024

Easy to use app, manageable credit limit and payments.

5
Easy to use app, manageable credit limit and payments. Easy ways to make the payments. Helps to build credit. Reviewed on: 1st May 2024

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