Write a review

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19894 reviews)

View other Vanquis products

4.77

Based on 19,894 reviews, last reviewed 9th Aug 2025

62% decrease in 5 star reviews

in the past 90 days

70% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

A game changer for me! I was a little nervous about applying for a credit card, but Vanquis made the whole process simple and stress-free. The application was quick, I got a... Read more Reviewed on: 9th August 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

Read all reviews See your review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit builder credit card reviews (19894)

Review of the Vanquis, Credit builder credit card:

Good experience so far, but it's from someone who to...

Good experience so far, but it's from someone who took this card for credit score improve, not as to use regularly. Reviewed on: 9th June 2024

My new card was here in no time!

I was matched and pre-approved for a Vanquis card via my credit scoring app. Within a few clicks I was confirmed and a new card was on the way with a sensible limit and some great introductory offers! I was informed daily on the progress of my new card and also given very clear instructions on how to set this up. It has been so simple and a great straight forward experience! Would recommend you others. Reviewed on: 25th July 2025

super fast, I like the application and I am super sa...

super fast, I like the application and I am super satisfied Reviewed on: 23rd July 2025

Easy to apply for account.

Easy to apply for account. Card received within a few days. Staff friendly and knowledgeable Reviewed on: 22nd July 2025

Getting a credit was on point.

Getting a credit was on point. Additionally, the Snoop App helps you to budget your overall spending. Reviewed on: 22nd July 2025

Am very happy with my vanquis credit card account

Am very happy with my vanquis credit card account Reviewed on: 22nd July 2025

Very professional and responsible

Very professional and responsible Reviewed on: 21st July 2025

"A" Class Service

Been a very proffesional service, listen to customers and give great help and advice , not pushy just proffesionl, send upto date information, and regular contact. Fair if you are in financial crisis Reviewed on: 21st July 2025

Low monthly payments and sensible interest

Keeping the monthly minimum payment low so it's very affordable dont feel like you aren't able to pay it off because of interest rates being high. Sensible rates and dont raise you credit limit constantly unlike other places keeping it affordable Reviewed on: 21st July 2025

App not working , charging too much fees for service...

App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I have to call them to pay over the phone. As soon as I got pay them ALL then I will close my account and discard them . They always call me on my work telephone discussion my issue with my colleagues and ask them to in courage me to to call back which I never run behind my payment. Reviewed on: 20th July 2025

Costomer service

They have one of the best costomer service i have talked to them few time and i never wait for it Reviewed on: 20th July 2025

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Credit Card
from Nationwide 3.58 from 10 reviews
Balance Plus
from Capital One 3.29 from 3 reviews
Clear Rate Platinum Credit Card
from NatWest 4.53 from 18 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 2 reviews
Loans
from Vanquis 4.92 from 1252 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub