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Vanquis : Credit builder credit card reviews

4.78
Based on 19,903 reviews, last reviewed 30th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Great experience, easy application process, great of... Great experience, easy application process, great offers, and app is very easy to use Reviewed on: 30th August 2025
Sam k's avatar
Sam k

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19903)

Accepted me at a time of poor credit and allowed me...

5
Accepted me at a time of poor credit and allowed me to quickly build it to excellent. Credit limit increased at a sensible level. The app is also very good, easy to access and use. Reviewed on: 17th April 2025

Simple, Helpful, and Reliable

5
Vanquis has really helped me rebuild my credit. The application was easy, and managing the card through the app is simple. It’s been a smooth experience so far, and I’m glad I gave it a try. Reviewed on: 17th April 2025

Very good credit Building van

5
Very good credit Building vanquis Reviewed on: 17th April 2025

I am happy with Vanquis! Thanks for giving me a chance

5
I am happy with Vanquis!! This is my first credit card with over £500 credit to use. Thank you for giving me freedom to have help at hand when and If I need it. Thanks for trusting me me with such great amount of money. Which I knew I could manage, but others wouldn’t give me. Reviewed on: 17th April 2025

No fuss exactly what I needed

5
Easy application process. Card and pin number arrived quickly. Easy app. Exactly what I needed Reviewed on: 17th April 2025

Highh rates

4
Very high rates compared to other companies. Other than this everything else is good Reviewed on: 17th April 2025

Completely accessible and straightforward to access...

5
Completely accessible and straightforward to access funds and line of affordable credit. Reviewed on: 17th April 2025

The rates arent cheap, and they waste your time in l...

3
The rates arent cheap, and they waste your time in letting u know there putting up your limit, so you say ok, to be told actually we're not going to. Not that I cared. But why say one thing and do another. Reviewed on: 17th April 2025

It is a very good company

5
It is a very good company with good services. Reviewed on: 17th April 2025

Easy to access

5
Easy to access and convenient cover essentials. Though it’s highly expensive Reviewed on: 17th April 2025

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