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Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.75 (16659 reviews)

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4.76

Based on 16,659 reviews, last reviewed 3rd May 2025

741000% increase in 5 star reviews

in the past 90 days

13200% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

A fantastic card for building a credit score! A fantastic card for building a credit score, of which I have held for a number of years now, and it can be and has been used in counties all around t... Read more Reviewed on: 3rd May 2025

Latest lowest rating:

2

Good Starter Card, Limited Long-Term Value I used Vanquis for my first credit card and overall, it served its purpose well. It was a good starting point for building my credit history, and gett... Read more Reviewed on: 2nd May 2025

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About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (16659)

Review of the Vanquis, Credit Building Credit Card:

Good service.

Good service. Great value for money Reviewed on: 2nd May 2025

A fantastic card for building a credit score!

A fantastic card for building a credit score, of which I have held for a number of years now, and it can be and has been used in counties all around the UK and the world. A very good interest rate to start, and then once established for a couple of years the rate was reduced to be more competitive and easier on my monthly payments Reviewed on: 3rd May 2025

Ease of use

It was really easy to apply for the card online. I got the credit limit I applied for. The app makes it easy to manage the card. I was able to set up a direct debit to pay off the balance every month with just a few clicks. And I have to mention, although this may not be important to everyone, I like the design of the digital card as well. I also like the fact that I could easily add the card to Apple Pay - some of my other credit cards still don't have this feature. Reviewed on: 3rd May 2025

From time to time I’m getting email regarding credit...

From time to time I’m getting email regarding credit limit Reviewed on: 3rd May 2025

Well structured its easy to access and build your cr...

Well structured its easy to access and build your credit Reviewed on: 3rd May 2025

Always there when you need it, when in a bad situati...

Always there when you need it, when in a bad situation I can always rely on vanquis Reviewed on: 3rd May 2025

I tried so much other companies to get a credit card...

I tried so much other companies to get a credit card and didn’t have no luck, Vanquis was the one that was able to help me, so am very grateful, Reviewed on: 2nd May 2025

The app is working very well.

The app is working very well. My credit increased to a good amount. Reviewed on: 2nd May 2025

Good Starter Card, Limited Long-Term Value

I used Vanquis for my first credit card and overall, it served its purpose well. It was a good starting point for building my credit history, and getting accepted helped me establish a solid lending record early on. Customer service was always helpful in my experience, and the app was straightforward to use. However, I found it quite difficult to get credit limit increases, even with consistent use and keeping my utilisation below 25%. Over time, I moved on to other credit cards that offered higher credit limits, cashback, and more flexible features like 0% APR pay-in-three options. Vanquis was a useful first step, but for those with growing credit scores, other cards may offer more competitive benefits. Still, I appreciate how it helped me get started. Reviewed on: 2nd May 2025

It's easy to use

It's easy to use the app payment is easy to make Reviewed on: 2nd May 2025

It’s good and worth timely customer support without...

It’s good and worth timely customer support without much longer wait Reviewed on: 2nd May 2025

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