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Vida Home Loans: Mortgage reviews

View other Vida Home Loans products
1.27
Based on 32 reviews, last reviewed 14th Apr 2025
No new 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
9%
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2 star
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91%

Latest highest rating:

5

Definitely recommend We completed on our home today! Thank you Vida homeloans for getting us on the ladder and accepting us when no one else would. If you do go with vida... Read more Reviewed on: 10th January 2020
Jamie 's avatar
Jamie

Latest lowest rating:

1

Avoid at any cost... I’ve had a deeply frustrating experience with Vida Homeloans (AGAIN). After changing my lettings management platform for a Buy-to-Let property — a per... Read more Reviewed on: 14th April 2025
Anastasios KOULAOUZIDIS's avatar
Anastasios KOULAOUZIDIS
Read all reviews See your review

About this product

Vida Homeloans provides mortgages through intermediaries. The lender claims to help borrowers in a range of circumstances, including first time buyers, expats, the self employed and more. It’s important to understand the Ts and Cs and interest rate of a mortgage. Always consult the lender or an independent advisor if you have any questions.

No matter your circumstances, finding the right mortgage and lender for your needs can be difficult. Reading customer reviews can give you valuable insight into the provider and its mortgage products. Our Vida Homeloans mortgage reviews are written by genuine customers to help you make an informed decision when choosing your lender.

Find out why borrowers chose Vida Homeloans as their mortgage lender, and how satisfied they’ve been so far. Learn which mortgage they took out, and whether they feel they made the right choice. Read about Vida Homeloans’ customer service team to learn how well it handles customer concerns. Find out if borrowers would recommend the lender and mortgage product to their family and friends. Browse through our Vida Homeloans mortgage reviews to find the ones most helpful to you.

Did Vida Homeloans help you buy your home? Tell us about your experience. If you feel comfortable, share some details about your circumstances - did Vida Homeloans help where other lenders couldn’t? What mortgage do you have? What are the main pros and cons you’ve experienced? How communicative is Vida Homeloans? Would you recommend the lender to your family and friends? Whether good or bad, write an honest Vida Homeloans mortgage review today. Together, we can help people like you make better financial decisions.

Vida Home Loans Mortgage reviews (32)

Review of the Vida Home Loans, Mortgage:

Disgusting company

1
Most disgusting experience using this company I’ve wasted over 13 weeks waiting to get a mortgage offer I’ve spent more time sending documents over and over again . Now just had mortgage offer declined with not even a good reason I may now lose our dream home due to been strung along with staff that don’t know what they are doing do not use this joke of a company complete time wasters how just take your money and waste your time Reviewed on: 11th April 2019
Angela 's avatar
Angela

Absolutely Horrendous Experience - Do not go near them

1
Supplied all paperwork, took fee, 6 weeks later they decided to offer me a quarter of original amount despite my score being stable and on the UK average.  Offered this at a horrendously high rate, lost house I wanted to purchase, went with another lender that agreed within a week but now need to find a property as lost the one I had my heart set on. They should be closed down, total shambles. It also took ages for my refund to come through, had to pay another valuation fee when I went with a different lender. Awful awful experience.  Reviewed on: 26th April 2018
Anon's avatar
Anon

Joke

1
Taken my valuation fee and my application fee and ran, in my application explained everything about property and its multi use, accepted my application took my money and then rejected my application on the same grounds I applied for. complete contradiction. valued my property 35.000 less then another mortgage company and an independent valuation, I get the feeling they had no intention of lending to me anyway. waste of time. Reviewed on: 27th March 2018
David Burroughs's avatar
David Burroughs

Don't touch with a barge pole!

1
Our buyers applied for a mortgage with this shambles of a company about 10weeks ago. The initial survey/valuation report was done about a week later. 8 weeks plus on we are still waiting to find out if they have their mortgage offer. They have chased them, the broker has chased them, but still no nearer. We have lost the house we were going to buy whilst waiting for our buyers. As far as I can see they are a waste of time. I wouldn't recommend them to my worst enemy! If you are a seller make sure your buyer isn't using this company! Reviewed on: 8th March 2018
Truview's avatar
Truview

Complete bunch of ametuers

1
Applied with this company as being self employed was recommended by the broker, what a joke! after countless paperwork of income, tax, ID infact everything you can think of, over 9 weeks and STILL no decision! So cancelled and demanded a refund. They are utterly useless and conduct themselves in a like wise fashion. Save yourself time and money and go with a better lender even if its at a higher APR, its worth it. Reviewed on: 5th February 2018
Marc's avatar
Marc

Absolute shambles

1
My broker applied for a re-mortgage and no word for 2 months until I said I was going to take matter forward to get my money back. I paid 590 and only got 410 back, 180 was taken for administration work that wasn't done. What a load of rubbish, cowboy lenders. Brokers and the public to find reputable lenders elsewhere, please don't waste your time and money with unprofessional and unreliable set of scammers. Reviewed on: 8th January 2018
dee's avatar
dee

Utter Shambles

1
I am a professional mortgage broker. I have stopped recommending Vida because their mortgage application processing is a disgrace to the industry. Choose anyone else and save yourself the stress. Reviewed on: 11th October 2017
Mike Mansfield-Corbett's avatar
Mike Mansfield-Corbett

Terrible - hair falling out experience

1
My broker suggested these would be the best company for my circumstances. Buy-2- let. Has taken 2 months now and no clearer if I have the mortgage even though the valuation went ok over 3 weeks ago. I am being constantly pestered by the sellers solicitor. Very nerve-racking unprofessional experience - would never recommend them or use them again Reviewed on: 5th July 2017
Sally Hudson's avatar
Sally Hudson

fantasic

5
fantastic service, didn't think I could get back on the ladder and with the help of vida back on the ladder and moving forwards Reviewed on: 23rd June 2017
matt huntington's avatar
matt huntington

Mortgage Nighrmare

1
Would not touch this Company, will take over four weeks to make a decision . Let you go through the process of applying for your mortgage do credit checks and income affordability off er in principle then let you pay survey fees as if they are going ahead . Then turn you down anyway .some 2 to 3 weeks later.. Reviewed on: 20th June 2017
Anonymous's avatar
Anonymous

Mortgage Nighrmare

1
Would not touch this Company, will take over four weeks to make a decision . Let you go through the process of applying for your mortgage do credit checks and income affordability off er in principle then let you pay survey fees as if they are going ahead . Then turn you down anyway .some 2 to 3 weeks later.. Reviewed on: 20th June 2017
Anonymous's avatar
Anonymous
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