Write a review

Virgin Money: Cash ISA reviews

Name: Cash ISA
Rating: 4.18 (255 reviews)

View other Virgin Money products

3.97

Based on 255 reviews, last reviewed 23rd Nov 2024

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

64%

16%

13%

Latest highest rating:

5

The flexible ISA offered a good rate... I used their flexible ISA because it offered a good interest rate plus I could withdraw largew amounts and replace later in the same tax year. This f... Read more Reviewed on: 23rd November 2024

Latest lowest rating:

1

Virgin Money Forces Customer to Pay for Their Mistake I opened a one-year fixed-term Cash ISA with Virgin Money in January, and initially, everything seemed fine. However, come October, Virgin Money abrup... Read more Reviewed on: 11th October 2024

Read all reviews See your review

About this product

Virgin Money offer a range of Cash ISAs.

Products include fixed rate Cash ISAs or Easy Access and Defined Access if you want to pay in and withdraw money at any time and without incurring a charge. Virgin Money Cash ISAs can be opened online or in-store.

Virgin Money Cash ISA reviews help you find out what it’s like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Cash ISA reviews (255)

Review of the Virgin Money, Cash ISA:

Great product

Easy to set up, great interest and easy to access via the app. Reviewed on: 1st June 2023

Pathetic customer service

Sent an e email via there we site requesting an appointment.on sunday.lady rang me Wednesday at approx 11am but not at the time I had requested on there web site.asked her to ring me back at 1.45..still waiting.so have filled the appointment request in again 4 times and still no phone calls.going to try other companies for my savings. Reviewed on: 18th November 2022

Rotten customer service

Terrible customer service and ignorant staff Reviewed on: 11th November 2022

Terrible rude customer service

Exceptional customer rude for being so rude Reviewed on: 9th November 2022

Cannot transfer money

Already a customer. Opened fixed rate ISA on Sep 26. Still cannot transfer money as of Oct 16. No reply to phone or online chat. Will not be proceeding. Hopeless. Reviewed on: 16th October 2022

Awful

It’s taken 6 weeks to transfer money internally, to a new 1 year fixed cash ISA. Amongst other hold-ups they wanted proof of ID and address - I already have an account with them! My husband did and Identical transfer in no time at all without any fuss. Reviewed on: 9th October 2022

not the best rates

Like many banks slow to pass on rate increases Reviewed on: 16th August 2022

Patronising mollycoddlers

I do have the capability and intelligence to know if my card has been stolen or lost, your extra security measures are annoying and patronising. I entered a Virgin Bank to report my card wasn't t working (as a result of Virgin patronising security measures) my wallet was open as I informed bank staff of faulty card. I went to take bank card from wallet, staff member noticed a similar looking card within wallet, asking if it was my new bank card(yeah cause I'm too stupid to have know to use new card) I informed her it was my credit card. Yet she persisted asking if it was my new Virgin card. Even reaching into my wallet to try and get the card out.i told the patronising pushy Virgin Bank Staff member that I was not stupid and did know what is and is not my bank card. Horrid woman! Reviewed on: 9th July 2022

Cash ISA Issues

Already a customer of Virgin, I opened a new Cash ISA with them on Monday 30 May. Still unable to access the account on 2 June either online or by getting someone to answer the phone. Other banks manage this instantly. Virgin's systems seem to be a mess. Reviewed on: 2nd June 2022

Avoid Virgin if you want to open an ISA with them

I opened a cash Isa with Virgin money on 19th May which they state will take a few days to become operational. Contacted them on 23rd May via telephone as I still wasnt able to use the account & was informed that I would need to provide ID before I could use it & they usually request this by post. Advised I had not received anything by post whereupon staff member said he would e-mail me a link to provide ID. Info was subsequently uploaded on 23rd May but as of 26th May still unable to access account! Letter received today 26th requesting ID be uploaded...could this not have been requested by e-mail when opening account? One week from opening & still none the wiser! Actually think I will now look elsewhere to open. My advice is to avoid at all costs Reviewed on: 26th May 2022

Avoid at all costs. Pathetic customer service. Awful app.

Even if you pay £160 per year for the "premium" card it is incredibly difficult to get someone on the phone. The website clearly says "We can discuss your account and explain what options are available to you. We’re here 8am to 8pm Monday to Friday and 8am to 1pm on Saturday" but that is simply not true. I am not sure what time the customer service team actually clock off but it's a lot earlier than 8 pm. I have called at 6.30 pm and 7 pm on different days and there has been no one available on both days. It is as if they make it deliberately frustrating by making you jump through a dozen hoops (press 1 for this, press 2 for that, input your DOB, input your card number) before THEN TELLING you the team is not available. And the app is SO UNHELPFUL. You cannot, despite Virgin's claim to the contrary, use the app to resolve a number of issues. It just refers you to the website, which tells you to call or check the useless app. A complete and utter waste of time. And redeeming the airline vouchers is also incredibly frustrating and difficult, and if you speak to the credit card customer service team they are absolutely clueless about that too. PATHETIC. Reviewed on: 11th May 2022

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Virgin Money has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub