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Virgin Money: Cash ISA reviews

3.96
Based on 269 reviews, last reviewed 29th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
16%
See only 3 star reviews
6%
See only 2 star reviews
1%
See only 1 star reviews
13%

Latest highest rating:

5

Cash isa I made an account and then downloaded the app. Not checking for nearly a year the app didn’t work. Called virgin and they were amazing with helping me... Read more Reviewed on: 11th June 2026
Stephen G's avatar
Stephen G

Latest lowest rating:

1

Virgin's impossible website I'm trying to open an ISA online but Virgin's website is sending me in circles. Tried to get help but it says help buying an ISA has been discontinued... Read more Reviewed on: 29th September 2026
MJ's avatar
MJ

About this product

Virgin Money offer a range of Cash ISAs.

Products include fixed rate Cash ISAs or Easy Access and Defined Access if you want to pay in and withdraw money at any time and without incurring a charge. Virgin Money Cash ISAs can be opened online or in-store.

Virgin Money Cash ISA reviews help you find out what it’s like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Cash ISA reviews (269)

Easy to deal with

5
Took out a new ISA with virgin for this tax year. Their rates are often one of the best on the market and the process was smooth and trouble free. They are always one the the first companies I look at for financial products Reviewed on: 11th September 2016

Good rate

5
Opened a cash ISA a few weeks ago. Found the whole experience very easy. Pleased I opened when I did as shortly after the rate dropped. Would definitely recommend them Reviewed on: 10th September 2016

Good rate

5
Wanted to open a cash ISA. The rate was the best on the market and I found the whole process to be quick and easy. Would definitely recommend for buying, hope it will be equally painless when trying to get money out Reviewed on: 10th September 2016

Good all round experience

5
Had an ISA which reached the end of its term. renewed as the rate was competitive with others on the market and I am reluctant to try to get higher returns on the stock market. The process was straightforward and I have also opened another Isa with them for this tax year Reviewed on: 9th September 2016

Bond renewal

5
Had a fixed rate bond with virgin money which had reached its terminal date. Despite the new rate being lower it was still one of the best on the market. Found the whole process to be easy to do online and their website is easy to navigate Reviewed on: 9th September 2016

ISA Renewal

5
My original ISA matured a few months ago. When looking at the options I found Virgin to be competitive and as the original process had been so straightforward, decided to renew with them. Was able to do the whole thing online very easily. Highly recommmended Reviewed on: 8th September 2016

good as always

5
Reviewed this positively previously and have no reason to change this. Virgin money rates are always competitive and I have always found the staff to be helpful and knowledgeable without being too pushy Reviewed on: 8th September 2016

Very Happy

4
My Virgin Money ISA matured in March and I was offered a swift renewal online. After careful consideration I renewed for another 1 year fixed term with Virgin Money. The renewal was swift and smooth, with clear communications and no issues encountered. The interest rate offered, although had decreased on the previous 12 months, was still very competitive in a downward trending market. Overall I am very happy with my experience as a customer of Virgin Money and would not hesitate to reccomend their range of online ISA products for those looking for a good rate of return and ease of use with minimum fuss. Reviewed on: 1st September 2016

Terrible customer service, poor communication - refusal to release funds!

1
On cashing in a stocks and shares ISA due to the uncertainty following Brexit I have had to contact Virgin Money on 6 separate occasions to find out where my money is. The honest truth is after 3 weeks they told me they could not release my savings to me unless I confirmed what I wanted the money for. Now, this may seem as unbelievable to you, as I must admit it was to me, on hearing it. But it's true. To be told "I don't know when we'll know the release date of your money and yes it should be treated as a matter of urgency but of course I cannot guarantee it will be." (I had to invent a reason as they wouldn;t accept the poor customer service and returns as a valid reason) Money being a thing we tend to like a certain amount of professionalism and certainty about, I feel you may understand my subsequent concern. Unfortunately Virgin Money do not seem to. This is following an executive decision last year to change dividend payments from 6-month interval payments to yearly payments. If you're still with me - great (or not - for me at least) this was done without any pre-warning or information passed to customers and what amounted to stalker level harassment on my part to get some information. The moral to my sad and tiresome tale, is please be warned, poor service, head-splittingly bad customer service and frankly terrible returns. This is a definite no from me. Reviewed on: 16th August 2016

Brilliant service

5
Opened my isa with Virgin earlier in the year, there customer service is brilliant and the interest was the best Reviewed on: 28th June 2016

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