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Virgin Money: Travel Insurance reviews

2.07
Based on 95 reviews, last reviewed 4th Nov 2024
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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65%

Latest highest rating:

5

Was taken into hospital virgin money sorted out all... Was taken into hospital virgin money sorted out all my expenses would highly recommend them Reviewed on: 4th November 2024
Ron West's avatar
Ron West

Latest lowest rating:

1

When is travel insurance NOT travel insurance ? I took out a Silver annual multi-trip policy with Virgin UK july 22nd. I fell at work august 4th, fractured my elbow and rang to update them of my med... Read more Reviewed on: 30th August 2024
Jennifer C's avatar
Jennifer C

About this product

Virgin Money Travel Insurance is available for annual multi-trip or a single trip.

Virgin Money offer three levels of travel insurance. Red is the lowest cost policy with a £100 excess per person. Silver is mid-range and has an excess of £75 per person. Gold is the highest cover level with £50 excess per person.

Virgin Money Travel Insurance reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Virgin Money Travel Insurance reviews (95)

Review of the Virgin Money, Travel Insurance:

Beware of auto renewal on 12 month policy paid by credit card.

2
First 12 month policy branded as 'Virgin' no problems with that but I did not recall accepting auto renewal by credit card. Only realised a second year had been taken during a credit card statement check when an entry from Insure and go appeared. Took far to long to get the unwanted policy cancelled and the money to be refunded. Had to threaten to withdraw investments and cancel mobile contracts before VM would act. This happened a few years ago so I would hope their marketing has been made clearer now. Reviewed on: 5th June 2018
Reply from Virgin Money Hello, if you’d like to discuss this further Dee just pop your details over to [email protected] and I’ll take it from there. Thanks, Lindsay Response date: 16th June 2018
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Virgin Money

Was taken into hospital virgin money sorted out all...

5
Was taken into hospital virgin money sorted out all my expenses would highly recommend them Reviewed on: 4th November 2024

Love the portal. Easy use

5
Love the portal , easy to use and lots of information. Competitive quote for the family cover I needed. Reviewed on: 4th September 2024

When is travel insurance NOT travel insurance ?

1
I took out a Silver annual multi-trip policy with Virgin UK july 22nd. I fell at work august 4th, fractured my elbow and rang to update them of my medical status shortly after the injury. I was advised to cancel my policy because they could no longer insure me for my said medical condition! Despite no substantial result by discussing my only offered option of cancellation with 2 different operators; I then asked to speak with a manager. Admittingly my booked call-back came within the 2-3 days; but I remain baffled ,as to why; when I was effectively insured with them; they had no intentions of continuing to insure me or reassure me during my already traumatic event. The supervisor that rang me informed me that it was a clause on page 14 of my policy that covered THEM against failing to provide me with further cover. I was refunded pro-rata, which meant they returned my money, MINUS a sum which took me up until the end of july. I asked that ALL my money be refunded since the policy was effectively nul and void and had no benefit to my security of possible cancellation of trip due to injury. The manager explained that she was personally unable to approve full refund , but would try to get the remaining money by raising my request as a complaint. That was in excess of 2 weeks ago. I won't hold my breath. Reviewed on: 30th August 2024

Virgin Travel Insurance

1
I took out insurance with Virgin travel before a holiday to Crete in April. Firstly the product is good and it is reasonably priced. That said the service I received after I was hospitalised for 8 days was abysmal. It took me over 2 months to receive the monies due to me after many emails and telephone approaches. No one seems to carry any authority and agents constantly ask for information which has already been supplied, no one reads the file. For the foregoing I would definitely not recommend Reviewed on: 11th July 2024

Great value for money compared to other travel insur...

5
Great value for money compared to other travel insurance companies and excellent customer services when making contact with them. Reviewed on: 17th June 2024

This is like not taking any insurance

1
My outgoing flight was cancelled after reaching airport. Flight company and this insurer were not ready to reimburse expenses incurred for my family to travel to the airport and back. There is no way to contact this insurer via phone. Once the claim is raised along with all the receipts etc, they took one month to respond back that they will not reimburse and airline has to reimburse. Everytime I reply to their message, it takes minimum 2 weeks to respond. Absolutely pathetic customer service. I would have been better off not taking this insurance, at least I would have save some money and lot of time. Reviewed on: 22nd March 2024

If you think your cover you are so wrong .

1
If you think your cover you are so wrong . You may as will not have insurance. Dec was in hospital paid my medical bill virgin have not paid a penny Reviewed on: 10th March 2024

Do NOT use Virgin

1
I was knocked off my motorcycle by an out of control car whilst on holiday. It broke my femur in three places. Virgin Travel Insurance were contacted within 20 minutes of arriving in hospital. It took them eight days to turn down my claim. I was lying in hospital with a broken femur for three days before I had to pay for the operation myself. The call centre were appalling and their emails were illiterate. One person couldn’t even spell his own job title. Do not use this company, they are the worst of the worst. An absolute disgrace. Reviewed on: 29th February 2024

2 MONTHS STILL NO CAR!

1
2 months still no car. Comprehensive insurance premium package. Hemoraging money, resulting in business collapse. Severely bad customer service. Bad complaints system. Lack of care. Bad repairers. Non English speaking. Reviewed on: 10th February 2024

Waiting, Waiting, Waiting.....

1
Waited 3 hours to speak ro someone. Had 5ried Chat but they told me I had to go through phone call. Have tried calling at 5 different times of day only to hear same message... Sorry, we are receiving a large volume of calls at present! There need to be government standards. For call centre response times. Virgin..... You are a disgrace. Reviewed on: 6th February 2024

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