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Virgin Money Travel Insurance Reviews

Ratings based on 26 reviews Last review 1 week ago

Whether you’re seeking the sun, snow or city lights, Virgin Money has you covered. Choose from single trip, backpacker or annual multi-trip (with winter sports cover as standard). And with our annual multi-trip, kids get cover for free when travelling with paying parents or grandparents – up to three under 18’s per adult.

Brought to you by Virgin Money Travel Insurance, provided by InsureandGo and underwritten by MAPFRE Asistencia.

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Your Travel Insurance Reviews (26)

11th November 2018

Happy with online process, then I called the team

The online process was pretty good, however I called to go through with an agent some questions and concerns I had. They didn't really instil me with much confidence to be honest, in fact I don't feel very confident at all with purchasing this...

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The online process was pretty good, however I called to go through with an agent some questions and concerns I had. They didn't really instil me with much confidence to be honest, in fact I don't feel very confident at all with purchasing this insurance. I felt like they weren't really trained to answer questions correctly. Also, to be honest I felt like they were trying to avoid answering my questions and referred me to the online form which made me feel uneasy.
I'm going to be investigating other companies.

Reply from Virgin Money
Thanks for your feedback Grace, so we can help further can you email your details to reviewhelper@virginmoney.com? Thanks, Jane
31st October 2018

AVOID THIS INSURANCE

Took out insurance for holiday not knowing mum was diagnosised with terminal cancer, at time of taking out insurance mum very well, mum had hospital appointment week before we were to fly out for our 30th , small op, never came out and five days...

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Took out insurance for holiday not knowing mum was diagnosised with terminal cancer, at time of taking out insurance mum very well, mum had hospital appointment week before we were to fly out for our 30th , small op, never came out and five days latter told she had 2 hours to live , this given by the consultants at the hospital, cancelled holiday as due the next morning, filled all paper work out and got hospital consultant to fill in medical certificate, after a few weeks was told this was isn’t enough , very strange as they were looking after mum in Ipswich hospital, now 2 months latter and have requested another certificate from my mums GP, mum still here and has been in hospice for 8 weeks now very poorly, have had emails from travel claims services and they are assuming that I knew my mum would be in hospital at the time of my holiday, feel so upset by some of the letters received and comments made , now going to my mums GP and paying for him to fill out another medical certificate, what more can I do , feel very let down by this company, thanks , mr g Harper

Reply from Virgin Money
So sorry to hear about this, I'll have a look into this for you. Can you send your details over to reviewhelper@virginmoney.com and I'll pick it up from there? Thanks, Holly
26th October 2018

Do not care about their customers

Do not care about their customers. You will be losing my services, and I will be cancelling my Virgin Media TV & Broadband package too because I do not want to be with a company that doesn't care about their customers. One slight oversight, payed off...

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Do not care about their customers. You will be losing my services, and I will be cancelling my Virgin Media TV & Broadband package too because I do not want to be with a company that doesn't care about their customers. One slight oversight, payed off 16 times the minimum amount to show i'm not messing about and still no help to re-instate my 0% interest on a very hefty amount I borrow from them! What ever happened to goodwill gestures and caring about the customer?? Because I certainly feel like this company don't. Yet you text to remind me AFTER the deadline.. what help is that to anyone.

Reply from Virgin Money
Hi Kayleigh, so I can look into this for you can you email your postal address and best contact number to reviewhelper@virginmoney.com? Thanks, Jane
16th October 2018

Dissapointed

Claimed for Holiday Cancellation due to mum having a heart attack, (she was not in the party to travel), very slow to respond, 28-30 days, then told I needed to provide Proof of payment, I had already provided emails from the provider to confirm...

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Claimed for Holiday Cancellation due to mum having a heart attack, (she was not in the party to travel), very slow to respond, 28-30 days, then told I needed to provide Proof of payment, I had already provided emails from the provider to confirm booking payment and cancellation of the holiday, another potential 28-30 days wait. Why didn't they tell me initially that I needed to provide this? when I phoned to chase progress, minimum 20 minute wait to speak to an adviser. Virgin are using 'Travel Claims Services' to process their claims, I would avoid any insurer that uses them. I thought Virgin were a premium provider that made transactions simple, how very wrong, second rate at best, complex and slow.

Reply from Virgin Money
Thanks for getting in touch Paul, sorry to hear about that. If you'd like us to see what we can do to help further on this end, just email your details to reviewhelper@virginmoney.com. Thanks, Jane
23rd September 2018

good and easy quick

online very quick to do, confirm letter in 2 days helpful friendly

Reply from Virgin Money
Thanks for your feedback Carol, great to hear you're happy with your Travel Insurance policy with us. Hope you have a great holiday! Thanks, Jane
3rd September 2018

Virgin Travel Insurance is a must!

Great communication, reasonable prices. Very easy to get in touch with an make a claim.

Reply from Virgin Money
Hi Sriya, thanks for your feedback - if there's anything we can help with just get back in touch. Thanks, Jane
22nd July 2018

Not what I expected

I explained my elderly father( 88 ) diagnosed with cancer with supporting doctors letter so the holiday was cancelled prior to the flight. Virgin wanted a further document completed by the doctor when the first letter was sufficiently detailed. The...

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I explained my elderly father( 88 ) diagnosed with cancer with supporting doctors letter so the holiday was cancelled prior to the flight. Virgin wanted a further document completed by the doctor when the first letter was sufficiently detailed. The first letter was a charge and so would the second and my father did not want to bother his doctor further. You felt Virgin was unhelpful, lacked consideration and was making the claim difficult to process rather than being understanding. Very disappointing " experience " and I wont renew on expiry

Reply from Virgin Money
So sorry to hear that Clive, if you'd like us to take a look into this for you just email your details to reviewhelper@virginmoney.com. Thanks, Jane
5th June 2018

Beware of auto renewal on 12 month policy paid by credit card.

First 12 month policy branded as 'Virgin' no problems with that but I did not recall accepting auto renewal by credit card. Only realised a second year had been taken during a credit card statement check when an entry from Insure and go appeared. Took...

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First 12 month policy branded as 'Virgin' no problems with that but I did not recall accepting auto renewal by credit card. Only realised a second year had been taken during a credit card statement check when an entry from Insure and go appeared. Took far to long to get the unwanted policy cancelled and the money to be refunded. Had to threaten to withdraw investments and cancel mobile contracts before VM would act.
This happened a few years ago so I would hope their marketing has been made clearer now.

Reply from Virgin Money
Hello, if you’d like to discuss this further Dee just pop your details over to reviewhelper@virginmoney.com and I’ll take it from there. Thanks, Lindsay
1st October 2017

Friendly company, easy to understand my purchase

I purchased good value travel insurance. Clear policy, easy to understand.

Reply from Virgin Money
Great to hear you're happy with your Travel Insurance policy Kathryn! Hope you have a fab holiday, just let us know if there's anything we can help with. Thanks, Jane
1st October 2017

Unexpectedly poor !

I was insured with Virgin for many years . When I had to claim , the time taken to process the claim was too long and the customer service were awful . I had to get all the forms filled in by the doctor , the insurance company would not write to him ,...

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I was insured with Virgin for many years . When I had to claim , the time taken to process the claim was too long and the customer service were awful . I had to get all the forms filled in by the doctor , the insurance company would not write to him , this is no longer their job despite you giving the details on the claim form. Claims are simply farmed out to a claims handler . They tried to wriggle out of paying and only with my persistance and additional information from the Oncologist did they finally pay.
Suggest you insure with somebody else , Virgin is just a front .

Reply from Virgin Money
Thanks for getting in touch Hazel. If you’d like us to take a look into this for you, just email your details to reviewhelper@virginmoney.com. Thanks, Jane
10th September 2017

Hugely Expensive

12 month travel insurance quote massively more expensive than other very similar products

Reply from Virgin Money
Thanks for getting in touch Alan. If there's anything you'd like us to take a look at, just get in touch at reviewhelper@virginmoney.com. Thanks, Jane
5th September 2017

Good value

Chosen through compare the market. Good value. Luckily did not need to use it, but I felt confident that if I had they would have been helpful

Reply from Virgin Money
Thanks for getting in touch! It's great to know we were able to get you sorted, hope you had a fab holiday Katie! Thanks, Jane
4th September 2017

Amazing for medical conditions

As a young person with pre-existing conditions; I can't access a lot of medical travel insurace specialists. Virgin Money is amazingly affordable and inclusive of all conditions - I never use any other company.

Reply from Virgin Money
Great to hear from you Emily, glad we were able to help get you sorted with your Travel Insurance! Hope you have an amazing time on holiday. Thanks, Jane
7th August 2017

Great benefits, competitive price

I have not yet put through a claim but the documents seem very sound and good value for money.

Reply from Virgin Money
Great to hear your feedback Daniela! You can keep an eye on our current offers and benefits here; https://uk.virginmoney.com/virgin/service/offers-and-prizes/. Hope you have a fab holiday! Thanks, Jane
20th July 2017

Friendly and efficient

Have always found them to be very efficient, get everything in order swiftly with no fuss.

Reply from Virgin Money
Great to hear from you Lance! Hope you have an amazing time on holiday, just drop us a message if there's anything we can do to help. Thanks, Jane
4th July 2017

Easy and affordable

Purchased an annual worldwide travel policy through virgin, the cover was easy to obtain, affordable and the documentation, easily accessible. Phoned virgin to clarify a winter sports condition and they answered the phone quickly and clarified the...

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Purchased an annual worldwide travel policy through virgin, the cover was easy to obtain, affordable and the documentation, easily accessible. Phoned virgin to clarify a winter sports condition and they answered the phone quickly and clarified the clause, great customer service.

Reply from Virgin Money
Great to hear you're happy with your Travel Insurance policy Jack! If you need to reach the team, you can call from abroad 24/7 on +44 207 748 8908. Have a fab holiday! Thanks, Jane
23rd November 2016

The absolute worst customer service

The service from this company has been so poor I almost don't know where to start! The right hand doesn't know what the left is doing, delay after delay with a very straight forward claim for delayed/damaged baggage. Apparently I should pursue the...

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The service from this company has been so poor I almost don't know where to start! The right hand doesn't know what the left is doing, delay after delay with a very straight forward claim for delayed/damaged baggage. Apparently I should pursue the airline, even though I bought insurance from Virgin. Mislaid paperwork etc. I was issued a cheque for 15 quid (to replace my suitcase LOL) a month after informing them that Easyjet had replaced my suitcase with a new one of similar high quality, so I was dropping my claim for it. They then demanded the cheque back as if it's my fault! 2 months later, I am still waiting for settlement. It takes an absolute age for them to reply to anything, and it's always from an anonymous person - which I HATE! Thank God, I didn't have to claim on the medical cover. COMPLETE WASTE OF SPACE. AVOID.