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Virgin Money: Travel insurance reviews

Name: Travel insurance
Rating: 2.12 (107 reviews)

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1.76

Based on 107 reviews, last reviewed 20th Dec 2025

No new 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

22%

67%

Latest highest rating:

5

Was taken into hospital virgin money sorted out all... Was taken into hospital virgin money sorted out all my expenses would highly recommend them Reviewed on: 4th November 2024

Latest lowest rating:

2

Disappointing experience with claims department. I have had three annual travel policies and three policies specifically for cruises. Until this time I had never needed to make a claim. On our cruise... Read more Reviewed on: 20th December 2025

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About this product

Virgin Money travel insurance is available for annual multi-trip or a single trip.

Virgin Money offer three levels of travel insurance. Red is the lowest cost policy with a £100 excess per person. Silver is mid-range and has an excess of £75 per person. Gold is the highest cover level with £50 excess per person.

Virgin Money travel insurance reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Travel insurance reviews (107)

Friendly company, easy to understand my purchase

I purchased good value travel insurance. Clear policy, easy to understand. Reviewed on: 1st October 2017

Reply from Virgin Money Great to hear you're happy with your Travel Insurance policy Kathryn! Hope you have a fab holiday, just let us know if there's anything we can help with. Thanks, Jane Response date: 3rd October 2017

Unexpectedly poor !

I was insured with Virgin for many years . When I had to claim , the time taken to process the claim was too long and the customer service were awful . I had to get all the forms filled in by the doctor , the insurance company would not write to him , this is no longer their job despite you giving the details on the claim form. Claims are simply farmed out to a claims handler . They tried to wriggle out of paying and only with my persistance and additional information from the Oncologist did they finally pay. Suggest you insure with somebody else , Virgin is just a front . Reviewed on: 1st October 2017

Reply from Virgin Money Thanks for getting in touch Hazel. If you’d like us to take a look into this for you, just email your details to [email protected]. Thanks, Jane Response date: 3rd October 2017

Hugely Expensive

12 month travel insurance quote massively more expensive than other very similar products Reviewed on: 10th September 2017

Reply from Virgin Money Thanks for getting in touch Alan. If there's anything you'd like us to take a look at, just get in touch at [email protected]. Thanks, Jane Response date: 11th September 2017

Good value

Chosen through compare the market. Good value. Luckily did not need to use it, but I felt confident that if I had they would have been helpful Reviewed on: 5th September 2017

Reply from Virgin Money Thanks for getting in touch! It's great to know we were able to get you sorted, hope you had a fab holiday Katie! Thanks, Jane Response date: 6th September 2017

Amazing for medical conditions

As a young person with pre-existing conditions; I can't access a lot of medical travel insurace specialists. Virgin Money is amazingly affordable and inclusive of all conditions - I never use any other company. Reviewed on: 4th September 2017

Reply from Virgin Money Great to hear from you Emily, glad we were able to help get you sorted with your Travel Insurance! Hope you have an amazing time on holiday. Thanks, Jane Response date: 6th September 2017

Great benefits, competitive price

I have not yet put through a claim but the documents seem very sound and good value for money. Reviewed on: 7th August 2017

Reply from Virgin Money Great to hear your feedback Daniela! You can keep an eye on our current offers and benefits here; https://uk.virginmoney.com/virgin/service/offers-and-prizes/. Hope you have a fab holiday! Thanks, Jane Response date: 7th August 2017

Friendly and efficient

Have always found them to be very efficient, get everything in order swiftly with no fuss. Reviewed on: 20th July 2017

Reply from Virgin Money Great to hear from you Lance! Hope you have an amazing time on holiday, just drop us a message if there's anything we can do to help. Thanks, Jane Response date: 20th July 2017

Easy and affordable

Purchased an annual worldwide travel policy through virgin, the cover was easy to obtain, affordable and the documentation, easily accessible. Phoned virgin to clarify a winter sports condition and they answered the phone quickly and clarified the clause, great customer service. Reviewed on: 4th July 2017

Reply from Virgin Money Great to hear you're happy with your Travel Insurance policy Jack! If you need to reach the team, you can call from abroad 24/7 on +44 207 748 8908. Have a fab holiday! Thanks, Jane Response date: 6th July 2017

Great Product

Simple sign-up on line, cover for pre-existing conditions and winter sports cover as standard. Perfect for me. Reviewed on: 5th February 2017

The absolute worst customer service

The service from this company has been so poor I almost don't know where to start! The right hand doesn't know what the left is doing, delay after delay with a very straight forward claim for delayed/damaged baggage. Apparently I should pursue the airline, even though I bought insurance from Virgin. Mislaid paperwork etc. I was issued a cheque for 15 quid (to replace my suitcase LOL) a month after informing them that Easyjet had replaced my suitcase with a new one of similar high quality, so I was dropping my claim for it. They then demanded the cheque back as if it's my fault! 2 months later, I am still waiting for settlement. It takes an absolute age for them to reply to anything, and it's always from an anonymous person - which I HATE! Thank God, I didn't have to claim on the medical cover. COMPLETE WASTE OF SPACE. AVOID. Reviewed on: 23rd November 2016

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