Write a review

Vitality: Health Insurance reviews

Name: Health Insurance
Rating: 1.45 (200 reviews)

View other Vitality products

1.47

Based on 200 reviews, last reviewed 30th Sep 2024

400% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

10%

86%

Latest highest rating:

5

Very quick to arrange treatment Very quick to arrange treatment operation arrangements made MRI and consultant excellent great customer service Reviewed on: 4th September 2024

Latest lowest rating:

1

Vitality tech is a disaster. Vitality tech is a disaster. They will put your premium up if you do not record sufficient activity... however, their tech is so terribly unreliable t... Read more Reviewed on: 30th September 2024

Read all reviews Write a review

About this product

Vitality health insurance gives policyholders access to video GP appointments and online mental health support. By staying active, customers can earn rewards like gym membership discounts and fitness trackers. There are a range of additional add-ons to enhance your policy such as hospital choice, out-patient cover and optical, dental and hearing cover.

Choosing the right health insurance policy for your needs can be difficult with so many providers on the market. Our Vitality health insurance reviews can give you valuable insight into life as a policyholder.

Find out how long customers have had their policies with Vitality, and how satisfied they’ve been so far. Learn how policyholders feel about the price of their policies and the amount of excess they have to pay. Do policyholders feel these prices are fair for the amount of cover they have? Find out how easy it is to claim on Vitality’s health insurance and how quickly claims are paid out. Learn more about the rewards available. Read about experiences with the video GP appointments and Vitality’s customer service team. Make an informed decision when choosing your new provider by reading our Vitality health insurance reviews.

If you have a health insurance policy with Vitality, share your experience with our Smart Money People community. Why did you choose Vitality as your provider and have you been satisfied so far? What sort of illnesses and ailments are and aren’t covered under your policy? Did you opt for any additional extras? Have you made a claim, and if so, how quickly was it paid out? What features of the policy do you like the most? Is there anything you feel could be improved? Write an honest Vitality health insurance review today. Together, we can help people like you make better financial decisions.

Review Vitality: Health Insurance now

Help others make smarter decisions by sharing your own experience.

Write a review

Vitality Health Insurance reviews (200)

Very Bad Company !

horrible critical illnes policy ! Reviewed on: 16th March 2022

Avoid

8 weeks on since my initial consultation with a Vitality GP I am still waiting on a referral, enduring one of the most complicated claims processes I can ever recall. The NHS would have seen me within 2 weeks. You simply cannot rely on these people when you need them. Reviewed on: 7th March 2022

No response to calls or emails

Do not touch this company for anything health related, the customer service is the worst I have ever known, 3 call, 20 minute + wait no answer, 4 complaint emails with no response over a 2 week period. The online portal states someone will respond within 72 hours……. Still waiting 2 weeks later. They are a complete waste of time. Reviewed on: 17th February 2022

Con artists

Don’t waste your money on vitality they DO NOT stick to their promises. They will find a item in the small print to stop them Paying out. So please go elsewhere at all costs Reviewed on: 12th February 2022

Waste of money

So many bells and whistles you would be right in thinking this company doesnt know what it is... tried to get some physio help and one would think this is a fairly standard process but it is certainly not! The one hand doesnt know what the other is doing... It is very difficult to get hold of someone and I certainly do regret not going to BUPA or one of the better known companies. Please dont use them, you will regret it!!!! Reviewed on: 8th February 2022

awful health company - don't go near

appalling customer service - waiting 90mins plus to answer phone. I've waited over 3 wks and missed an appointment as they never dealt with claim - had an ear infection...still waiting weeks later for authorisation for treatment - DO NOT TOUCH THEM Reviewed on: 5th February 2022

Don't waste your money

They do everything they can to make it difficult to impossible to claim. Even a signed and completed form from the GP isn't good enough. 30+ people in the queue when you try to contact them. Avoid at all costs! Reviewed on: 31st January 2022

Diabolical, keep away at all costs!!!

Firstly, as soon as I signed up, the promised rewards that they advertise heavily, such as free coffee, cinema tickets etc were removed and no longer available for my plan. The devices that they offer a discount for are also impossible to obtain - the site just won't allow to process due to technical errors and they refuse to process this over the phone. Secondly, they premiums increase by massive amounts, which isn't sustainable to remain a customer long term. There is no chance of negotiations either. Thirdly, the app rarely works. If you are lucky enough to log in once in a while, you will then have to chase their team to get your activity points added manually. This process takes ages due to careless and incompetent staff. And lastly, they offer an incentive that appears to be a particularly evil scam. You're meant to get a reduction of your premium if you achieve gold status with your activity points which does take a lot of effort. Guess what - 100s of people on Reddit are reporting that they could no longer see any activity on their app right before they collected enough points to get to the gold status. At this stage vitality stop getting back to you until the price is increased and they state that they can't reduce the price retrospectively or verify that you have indeed collected enough points in time for the renewal. This is exactly what happened to me and I will not be staying with Vitality. I've been lucky enough with my health and have never made a claim, but there is no shortage of verified horror stories from people that did try to make a claim. If they can't keep their app working hire knowledge staff, I fear everything else would also be too hard. I highly recommend that you get a quote from other companies and do not get blind sided by all the fake reward schemes that vitality keep pushing. And speaking to their customer service could negatively impact your health anyway. Reviewed on: 29th January 2022

APPALING SERVICE

I HAVE BEEN DIAGNOSED WITH OSTEO ARTHRITIS IN BOTH KNEES..i WISH TO HAVE A LESS INVASIVE PROCEDURE (A SCRAPE RATHER THAN A NEW KNEE--THINK ANDY MURRAY) .THE SURGEON THAT SPECIALISES IN THIS TREATMENT IS NOT ON THE VITALITY LIST--I HAVE BEEN OFFERED FOUR SURGEONS NONE OF WHOM IS A SPECIALIST KNEE SURGEON. I HAVE OFFERED TO KMAKE UP ANY SHORTFALLIN COST--THIS HAS BEEN REFUSED. THE WHOLE EXPERIENCE OF DEALING WITH VITALITY HAS BEEN A NIGHTMARE I WAS NUMBER 32, THEN 35 AND THEN 38 IN THE QUEUE WHEN I CALLED, NO INDIVIDUAL HAS A TELEPHONE NUMBER, E-MAIL REPLIES COME FROM A "TEMA" BUT NEVER THE SAME PERSON. I WILL BE CANCELLING MY SUBSCRIPTION-A SHAME BECAUSE THE ADVERTISING IS VERY SEDUCTIVE. IT IS JUST THAT THE SERVICE IS APPALLING. Reviewed on: 13th January 2022

Doubled premiums over two years

We have had this insurance for two years and had one claim, for minor back surgery, because the invoices for the claim fell into two of their cover periods (October to October) they increased our premiums each year by 23%. An absolute scam, as they effectively made one claim into two claims. Reviewed on: 5th January 2022

Do you have a different Vitality product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Vitality has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub