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Vitality: Health Insurance reviews

View other Vitality products
1.48
Based on 202 reviews, last reviewed 20th Nov 2024
No new 5 star reviews
in the past 90 days
60% decrease in 1 star reviews
in the past 90 days
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10%
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0%
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2%
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88%

Latest highest rating:

5

Very quick to arrange treatment Very quick to arrange treatment operation arrangements made MRI and consultant excellent great customer service Reviewed on: 4th September 2024
IanM's avatar
IanM

Latest lowest rating:

2

Poor comms - nice App, Broken Promises, Broken Trust. Broken Promises, Broken Trust. Don't be fooled by the flashy rewards app! While they offer lots of incentives and rewards, their actual insurance is ... Read more Reviewed on: 20th November 2024
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Ravi T
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About this product

Vitality health insurance gives policyholders access to video GP appointments and online mental health support. By staying active, customers can earn rewards like gym membership discounts and fitness trackers. There are a range of additional add-ons to enhance your policy such as hospital choice, out-patient cover and optical, dental and hearing cover.

Choosing the right health insurance policy for your needs can be difficult with so many providers on the market. Our Vitality health insurance reviews can give you valuable insight into life as a policyholder.

Find out how long customers have had their policies with Vitality, and how satisfied they’ve been so far. Learn how policyholders feel about the price of their policies and the amount of excess they have to pay. Do policyholders feel these prices are fair for the amount of cover they have? Find out how easy it is to claim on Vitality’s health insurance and how quickly claims are paid out. Learn more about the rewards available. Read about experiences with the video GP appointments and Vitality’s customer service team. Make an informed decision when choosing your new provider by reading our Vitality health insurance reviews.

If you have a health insurance policy with Vitality, share your experience with our Smart Money People community. Why did you choose Vitality as your provider and have you been satisfied so far? What sort of illnesses and ailments are and aren’t covered under your policy? Did you opt for any additional extras? Have you made a claim, and if so, how quickly was it paid out? What features of the policy do you like the most? Is there anything you feel could be improved? Write an honest Vitality health insurance review today. Together, we can help people like you make better financial decisions.

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Vitality Health Insurance reviews (202)

APPALING SERVICE

1
I HAVE BEEN DIAGNOSED WITH OSTEO ARTHRITIS IN BOTH KNEES..i WISH TO HAVE A LESS INVASIVE PROCEDURE (A SCRAPE RATHER THAN A NEW KNEE--THINK ANDY MURRAY) .THE SURGEON THAT SPECIALISES IN THIS TREATMENT IS NOT ON THE VITALITY LIST--I HAVE BEEN OFFERED FOUR SURGEONS NONE OF WHOM IS A SPECIALIST KNEE SURGEON. I HAVE OFFERED TO KMAKE UP ANY SHORTFALLIN COST--THIS HAS BEEN REFUSED. THE WHOLE EXPERIENCE OF DEALING WITH VITALITY HAS BEEN A NIGHTMARE I WAS NUMBER 32, THEN 35 AND THEN 38 IN THE QUEUE WHEN I CALLED, NO INDIVIDUAL HAS A TELEPHONE NUMBER, E-MAIL REPLIES COME FROM A "TEMA" BUT NEVER THE SAME PERSON. I WILL BE CANCELLING MY SUBSCRIPTION-A SHAME BECAUSE THE ADVERTISING IS VERY SEDUCTIVE. IT IS JUST THAT THE SERVICE IS APPALLING. Reviewed on: 13th January 2022
ROBERT MAXTED's avatar
ROBERT MAXTED

Doubled premiums over two years

1
We have had this insurance for two years and had one claim, for minor back surgery, because the invoices for the claim fell into two of their cover periods (October to October) they increased our premiums each year by 23%. An absolute scam, as they effectively made one claim into two claims. Reviewed on: 5th January 2022
Mark Cowdrey's avatar
Mark Cowdrey

Outrageous customer service

1
Communication with Vitality is a nightmare. Extremely poor customer service. Nobody answers the emails, and being waiting on phone over 1 hour is a joke. The care hub is useless too, so you have to be on the phone to get trough to customer service every time you need get any information or authorisation to proceed with treatment required by specialist. Reviewed on: 20th December 2021
Stan's avatar
Stan

Unethical, Uncaring and Uncoordinated Staff and Systems

1
Put my payments for reimbursement on hold as they are stupid, different computer systems and teams do not communicate. You have to call the same number and can pushed across three teams of half wits, each of whom are rude and obtuse - seeking to make you ‘not bother’ so they can keep the money and pay out. The most unethical and caniving Reviewed on: 10th December 2021
Grant Barnett's avatar
Grant Barnett

Unethical, Uncaring and Uncoordinated Staff and Systems

1
Put my payments for reimbursement on hold as they are stupid, different computer systems and teams do not communicate. You have to call the same number and can pushed across three teams of half wits, each of whom are rude and obtuse - seeking to make you ‘not bother’ so they can keep the money and pay out. The most unethical and manipulative pack of chumps you could imagine. Their App is ‘atrocious’ and their teams feckless, unhelpful and incapable. Avoid this shower of shite! Reviewed on: 10th December 2021
Grant Barnett's avatar
Grant Barnett

I wish I can rate 0

1
If you want to waste your money , Vitality is here to help. Stay away from them, they won’t help instead they will let you die at home Reviewed on: 4th December 2021
sabrina leu's avatar
sabrina leu

Legal way to scam you when you are most vulnerable

1
I had this insurance for 2 years and it was completely useless. evetime they either rejected the claim or made so much hassle for me to submit it that it was impossible to do. It has cost me more money just to make the claims that were later rejected than what they ever paid for anything. And it has cost me 10x over what I would have paid If I just went to private practice and payed from pocket. It is just a bunch of idiots calling each other and pretending that they are providing a service. Complete scam, stay away, do not get swayed by their marketing sales reps, they are completely miss representing the claim process and make it look like you can actually get something out of this. Reviewed on: 24th November 2021
Babak R's avatar
Babak R

Do not take out life insurance with this company

1
Vitality_UK your handling of claims and medical knowledge of your assessing team is completly imcompetent - My advice to others - DO NOT TAKE OUT LIFE INSURANCE WITH THIS COMPANY - My dad passed away and this company are doing everything possible to avoid paying a relatively straight forward claim. I now have to get solicitors and the financial ombudsman involved. They are great and helpful when getting you signed up but this is exactly the opposite when you need to make a claim. My dad trusted this company and they have let him down - if you want to protect your family by taking out life insurance then do not get involved with this company - your family deserve better than the complete incompetency of this company. Reviewed on: 12th November 2021
danielle angelone's avatar
danielle angelone

Awful company

1
Do not go with Vitality. They do not cover anything. They do not respond if you call or if you email. I’m awaiting calls from weeks ago. The app doesn’t work properly so you will have to be on the phone to tech people. Save yourself the time of cancelling in a few months time because if you ever need to make a claim, you will end up cancelling immediately. Reviewed on: 8th November 2021
Kitty Hopewell's avatar
Kitty Hopewell

Extremely poor customer service rendering health care inaccessible

1
Their customer service is awful with ridiculous wait times that prevent you accessing care. No option to ask for a callback which would at least save you having to sit and listen to the same loop of muzak until it breaks your will and you give up. Any company that actually gave two hoots about their customers beyond gobbling their money would employ enough staff to provide a service. Reviewed on: 5th November 2021
Tobias Russell's avatar
Tobias Russell

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