Smart Money People Logo

Zopa: Cash ISA reviews

4.96
Based on 702 reviews, last reviewed 4th Mar 2025
45900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Always keep me informed when things change. Always keep me informed when things change. Reviewed on: 4th March 2025
Paul B's avatar
Paul B

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (702)

Review of the Zopa, Cash ISA:

User-Friendly Money Monitoring

5
Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

Easy to set up and manager.

5
Easy to set up and manager. Secure and easy to use App. A sense of fun and positivity prevails. some very good competitive interest rates Reviewed on: 28th February 2025

Zopa cash ISA

5
Top interest easy access from a reputable company Reviewed on: 28th February 2025

I love Zopa, they offer great products that are real...

5
I love Zopa, they offer great products that are really easy to access. Reviewed on: 28th February 2025

App very straightforward and appears secure

5
Website/App very easy to use. Bank has been very quick to response to every transaction. After taking out an ISA I opened a current account recently and have been very happy with the functioning and security features. Reviewed on: 28th February 2025

Simple finance

5
Really good. Easy to use app. Everything is so straightforward and rates are competitive Reviewed on: 28th February 2025

Great organisation

5
Easy to use app, easy to understand, good FAQ section Reviewed on: 28th February 2025

Money is safe and eecure

5
So easy to control my money using the app on my phone, and very secure. I’ve never had to phone up with a query because everything was straight forward from the start. Reviewed on: 28th February 2025

Easy access Cash ISA at a reasonable rate

5
I had their original savings account, switching to the Cash ISA when available. I recently moved most of my cash out to a higher interest paying competitor. As it is my Emergency Fund, I still kept some cash there as it provides easy access to a smaller amount and a reasonable rate and I can keep the majority at a better rate with another provider. Reviewed on: 28th February 2025

Easy to use efficient and trustworthy

5
Easy to use efficient and trustworthy Reviewed on: 28th February 2025

Have never experienced any problems whatsoever with...

5
Have never experienced any problems whatsoever with the online app when paying in or withdrawing funds Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products