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Zopa: Cash ISA reviews

4.96
Based on 711 reviews, last reviewed 11th Mar 2025
23250% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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3%
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Latest highest rating:

5

Great to use Easy to use app with excellent products to choose from. Easy to apply & great products Reviewed on: 11th March 2025
Andrew Duffey's avatar
Andrew Duffey

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (711)

Review of the Zopa, Cash ISA:

No delays in money transfer and good notifications.

5
No delays in money transfer and good notifications. Reviewed on: 6th December 2024

Zopa cash ISA

5
Top interest easy access from a reputable company Reviewed on: 28th February 2025

I love Zopa, they offer great products that are real...

5
I love Zopa, they offer great products that are really easy to access. Reviewed on: 28th February 2025

App very straightforward and appears secure

5
Website/App very easy to use. Bank has been very quick to response to every transaction. After taking out an ISA I opened a current account recently and have been very happy with the functioning and security features. Reviewed on: 28th February 2025

Simple finance

5
Really good. Easy to use app. Everything is so straightforward and rates are competitive Reviewed on: 28th February 2025

Great organisation

5
Easy to use app, easy to understand, good FAQ section Reviewed on: 28th February 2025

Money is safe and eecure

5
So easy to control my money using the app on my phone, and very secure. I’ve never had to phone up with a query because everything was straight forward from the start. Reviewed on: 28th February 2025

Easy access Cash ISA at a reasonable rate

5
I had their original savings account, switching to the Cash ISA when available. I recently moved most of my cash out to a higher interest paying competitor. As it is my Emergency Fund, I still kept some cash there as it provides easy access to a smaller amount and a reasonable rate and I can keep the majority at a better rate with another provider. Reviewed on: 28th February 2025

Easy to use efficient and trustworthy

5
Easy to use efficient and trustworthy Reviewed on: 28th February 2025

Have never experienced any problems whatsoever with...

5
Have never experienced any problems whatsoever with the online app when paying in or withdrawing funds Reviewed on: 28th February 2025

Simple, easy and straightforward

5
It was simple, easy and straightforward, which is what you want in a Cash ISA! Reviewed on: 28th February 2025

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