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Zopa: Cash ISA reviews

4.96
Based on 703 reviews, last reviewed 4th Mar 2025
46000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Zopa app is easy to use. Zopa app is easy to use. It is very straight forward Reviewed on: 4th March 2025
Lorraine B's avatar
Lorraine B

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024
Anonymous's avatar
Anonymous

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (703)

Review of the Zopa, Cash ISA:

User-Friendly Money Monitoring

5
Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

Good bank.

5
Easy to use and decent rates. Wide range of products. Reviewed on: 28th February 2025

Great interest rates and easy to use.

5
Great interest rates and easy to use. Reviewed on: 28th February 2025

Zopa accounts are set up fast, flexible and very use...

5
Zopa accounts are set up fast, flexible and very user friendly. I love the 'pots' you can set up, this helps me organise my finances without setting up extra accounts. Reviewed on: 28th February 2025

Great product

5
Great product, competitive rate and so easy to navigate the app Reviewed on: 28th February 2025

Easy and effective app to use plus a great service...

5
Easy and effective app to use plus a great service Reviewed on: 28th February 2025

Transfered an ISA.

5
Transfered an ISA. They did everything. All went well. Reviewed on: 28th February 2025

Easy to use app and competitive rates make the diffe...

5
Easy to use app and competitive rates make the difference Reviewed on: 28th February 2025

Great interest rates.

5
Great interest rates. Interest paid monthly with bonuses. Reviewed on: 28th February 2025

competitive interest rates and simple to use

5
Account is very straightforward to set up, and interest rates always competitive. Account handling very user friendly - separate pots, ability to increase interest with additional notice, all within a single savings environment is great. Money can be withdrawn quickly - used to take a little longer but this seems to be fixed now and is almost instant. Reviewed on: 28th February 2025

I’ve had a loan and cash Isas.

5
I’ve had a loan and cash Isas. Love how you set up different little pockets Reviewed on: 28th February 2025

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